EFA vs FDEV

AEFA

BFDEV

Measures won2–4FDEV wins · of 6 · 5Y

$10,000 · 5Y$16,384VT · EFA $15,434

Lowest cost0.05%VXUS · $5 on $10k

Most income3.21%FDEV · $321 on $10k

Smallest drop−8.5%FDEV · worst fall in 1Y

Held in common25.0%EFA and FDEV

EFA

FDEV

iShares MSCI EAFE ETF · $78.1BFidelity International Multifactor ETF · $276M

+20.3%3 years · per year$17,423 · $17,286+20.0%

+9.1%5 years · per year$15,434 · $14,939+8.4%

0.32%Expense ratio$32 · $18 on $10k · lower wins0.18%

3.18%12-mo yield$318 · $321 on $10k3.21%

−11.4%Worst dropSmaller wins−8.5%

16.1%VolatilityLower wins12.4%

2–4FDEV wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsEFA · FDEV

1.6%ROP.SW1.7%

1.4%SHEL.L1.8%

2.8%ASML.AS1.4%

1.4%NOVN.SW1.5%

Held in common25.0%

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	VT	Vanguard Total World Stock ETFRead Desk	0.06%	1.53%	+1.7%	+12.8%	+14.0%	+22.8%	+10.4%	−9.7%	$81.8B
2	AEFA	iShares MSCI EAFE ETFRead Desk	0.32%	3.18%	+2.6%	+11.8%	+15.7%	+20.3%	+9.1%	−11.4%	$78.1B
3	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.37%	+2.0%	+12.0%	+15.0%	+21.0%	+8.5%	−11.3%	$163.2B
4	BFDEV	Fidelity International Multifactor ETFRead Desk	0.18%	3.21%	+2.1%	+12.3%	+18.9%	+20.0%	+8.4%	−8.5%	$276M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	VT	Vanguard Total World Stock ETFRead Desk	0.06%	1.53%	+1.7%	+12.8%	+14.0%	+22.8%	+10.4%	−9.7%	$81.8B
2	AEFA	iShares MSCI EAFE ETFRead Desk	0.32%	3.18%	+2.6%	+11.8%	+15.7%	+20.3%	+9.1%	−11.4%	$78.1B
3	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.37%	+2.0%	+12.0%	+15.0%	+21.0%	+8.5%	−11.3%	$163.2B
4	BFDEV	Fidelity International Multifactor ETFRead Desk	0.18%	3.21%	+2.1%	+12.3%	+18.9%	+20.0%	+8.4%	−8.5%	$276M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

EFA vs FDEV

EFA

iShares MSCI EAFE

$15,434

FDEV

Fidelity International Multifactor

$14,939

MeasureEFAFDEV

Fee0.32%0.18%

Cost on $10k a year$32$18

Yield3.18%3.21%

5 years, per year+9.1%+8.4%

3 years, per year+20.3%+20.0%

Worst drop · 1Y−11.4%−8.5%

Volatility · 1Y16.1%12.4%

3–2measures won
FDEV first

25.0%

holdings shared

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

VXUS vs IXUS

YTD

VanguardVXUS

+12.0%

IXUSiShares

+12.4%

+12.0%Year to date+12.4%

2.4%Yield3.0%

$163BAssets$58.4B

2–0IXUS wins

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026

Overlap: EFA, FDEV, VXUS, VT

Today

45.7%most shared, EFA and VXUS

EFAFDEVVXUSVT

EFA—25.0%45.7%17.5%

FDEV25.0%—16.0%6.1%

VXUS45.7%16.0%—29.9%

VT17.5%6.1%29.9%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$303most kept, FDEV

FDEV$321 − $18 = $303

EFA$318 − $32 = $286

VXUS$237 − $5 = $232

VT$153 − $6 = $147

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee