EFA vs IPOS

AEFA

BIPOS

Measures won6–0EFA wins · of 6 · 5Y

$10,000 · 5Y$15,957VT · EFA $15,117

Lowest cost0.06%VT · $6 on $10k

Most income3.21%EFA · $321 on $10k

Smallest drop−9.7%VT · worst fall in 1Y

Held in common0.0%EFA and IPOS

EFA

IPOS

iShares MSCI EAFE ETF · $77.7BRenaissance International IPO ETF · $9M

+18.7%3 years · per year$16,732 · $13,898+11.6%

+8.6%5 years · per year$15,117 · $6,236−9.0%

0.32%Expense ratio$32 · $80 on $10k · lower wins0.80%

3.21%12-mo yield$321 · $81 on $10k0.81%

−11.4%Worst dropSmaller wins−33.2%

16.6%VolatilityLower wins35.8%

6–0EFA wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsEFA · IPOS

They share no top holdings, or holdings aren’t on file […]

Held in common0.0%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	VT	Vanguard Total World Stock ETFRead Desk	0.06%	1.55%	+2.6%	+11.3%	+14.3%	+20.9%	+9.8%	−9.7%	$81.8B
2	AEFA	iShares MSCI EAFE ETFRead Desk	0.32%	3.21%	+3.0%	+11.0%	+15.6%	+18.7%	+8.6%	−11.4%	$77.7B
3	BIPOS	Renaissance International IPO ETFRead Desk	0.80%	0.81%	+2.1%	+5.9%	+4.0%	+11.6%	−9.0%	−33.2%	$9M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	VT	Vanguard Total World Stock ETFRead Desk	0.06%	1.55%	+2.6%	+11.3%	+14.3%	+20.9%	+9.8%	−9.7%	$81.8B
2	AEFA	iShares MSCI EAFE ETFRead Desk	0.32%	3.21%	+3.0%	+11.0%	+15.6%	+18.7%	+8.6%	−11.4%	$77.7B
3	BIPOS	Renaissance International IPO ETFRead Desk	0.80%	0.81%	+2.1%	+5.9%	+4.0%	+11.6%	−9.0%	−33.2%	$9M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

EFA vs IPOS

EFA

iShares MSCI EAFE

$15,117

IPOS

Renaissance International IPO

$6,236

MeasureEFAIPOS

Fee0.32%0.80%

Cost on $10k a year$32$80

Yield3.21%0.81%

5 years, per year+8.6%−9.0%

3 years, per year+18.7%+11.6%

Worst drop · 1Y−11.4%−33.2%

Volatility · 1Y16.6%35.8%

6–0measures won
EFA first

0.0%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

Overlap: EFA, IPOS, VT

Today

17.5%most shared, EFA and VT

EFAIPOSVT

EFA—0.0%17.5%

IPOS0.0%—0.0%

VT17.5%0.0%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$289most kept, EFA

EFA$321 − $32 = $289

VT$155 − $6 = $149

IPOS$81 − $80 = $1

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee