EFFI vs IXUS

AEFFI

BIXUS

Measures won3–1EFFI wins · of 6 · 5Y

$10,000 · 5Y$15,147VEA · IXUS $14,321

Lowest cost0.03%VEA · $3 on $10k

Most income3.87%EFFI · $387 on $10k

Smallest drop−10.5%EFFI · worst fall in 1Y

Held in common7.9%EFFI and IXUS

EFFI

IXUS

Harbor ETF Trust - Harbor Osmosis International Resource Efficient ETF · $153MiShares Core MSCI Total International Stock ETF · $56.4B

[…]3 years · per year[…] · $17,187+19.8%

[…]5 years · per year[…] · $14,321+7.4%

0.55%Expense ratio$55 · $7 on $10k · lower wins0.07%

3.87%12-mo yield$387 · $310 on $10k3.10%

−10.5%Worst dropSmaller wins−11.4%

15.3%VolatilityLower wins17.9%

3–1EFFI wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsEFFI · IXUS

1.4%ASML.AS1.4%

1.4%ROP.SW0.8%

2.5%AZN.L0.7%

2.2%SAN.MC0.4%

Held in common7.9%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.50%	−3.7%	+10.2%	+16.0%	+20.9%	+8.7%	−11.6%	$231.6B
2	BIXUS	iShares Core MSCI Total International Stock ETFRead Desk	0.07%	3.10%	−3.7%	+8.2%	+12.4%	+19.8%	+7.4%	−11.4%	$56.4B
3	AEFFI	Harbor ETF Trust - Harbor Osmosis International Resource Efficient ETFRead Desk	0.55%	3.87%	−1.2%	+12.0%	+17.7%	new	new	−10.5%	$153M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.50%	−3.7%	+10.2%	+16.0%	+20.9%	+8.7%	−11.6%	$231.6B
2	BIXUS	iShares Core MSCI Total International Stock ETFRead Desk	0.07%	3.10%	−3.7%	+8.2%	+12.4%	+19.8%	+7.4%	−11.4%	$56.4B
3	AEFFI	Harbor ETF Trust - Harbor Osmosis International Resource Efficient ETFRead Desk	0.55%	3.87%	−1.2%	+12.0%	+17.7%	new	new	−10.5%	$153M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

EFFI vs IXUS

EFFI

Harbor ETF Trust - Harbor Osmosis International Resource Efficient

[…]

IXUS

iShares Core MSCI Total International Stock

$14,321

MeasureEFFIIXUS

Fee0.55%0.07%

Cost on $10k a year$55$7

Yield3.87%3.10%

5 years, per year[…]+7.4%

3 years, per year[…]+19.8%

Worst drop · 1Y−10.5%−11.4%

Volatility · 1Y15.3%17.9%

3–1measures won
EFFI first

7.9%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

VXUS vs IXUS

YTD

VanguardVXUS

+7.9%

IXUSiShares

+8.2%

+7.9%Year to date+8.2%

2.5%Yield3.1%

$163BAssets$56.4B

2–0IXUS wins

End-of-day Nov 5, 2026

VEA vs IEFA

YTD

VanguardVEA

+10.2%

IEFAiShares

+8.5%

+10.2%Year to date+8.5%

2.5%Yield3.4%

$232BAssets$189B

1–1level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

Overlap: EFFI, IXUS, VEA

Today

67.8%most shared, IXUS and VEA

EFFIIXUSVEA

EFFI—7.9%9.2%

IXUS7.9%—67.8%

VEA9.2%67.8%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$332most kept, EFFI

EFFI$387 − $55 = $332

IXUS$310 − $7 = $303

VEA$250 − $3 = $247

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee