EFFI vs VEA

AEFFI

BVEA

Measures won3–1EFFI wins · of 6 · 5Y

$10,000 · 5Y$15,147VEA

Lowest cost0.03%VEA · $3 on $10k

Most income3.87%EFFI · $387 on $10k

Smallest drop−10.5%EFFI · worst fall in 1Y

Held in common9.2%EFFI and VEA

EFFI

VEA

Harbor ETF Trust - Harbor Osmosis International Resource Efficient ETF · $153MVanguard FTSE Developed Markets ETF · $232B

[…]3 years · per year[…] · $17,652+20.9%

[…]5 years · per year[…] · $15,147+8.7%

0.55%Expense ratio$55 · $3 on $10k · lower wins0.03%

3.87%12-mo yield$387 · $250 on $10k2.50%

−10.5%Worst dropSmaller wins−11.6%

15.3%VolatilityLower wins18.1%

3–1EFFI wins

$10,000 · 5 yearsOne scale

Shared top holdingsEFFI · VEA

1.4%ASML.AS2.1%

1.4%ROP.SW0.9%

2.5%AZN.L0.7%

2.2%SAN.MC0.6%

Held in common9.2%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	BVEA	Vanguard FTSE Developed Markets ETFRead Desk		0.03%	2.50%	−3.7%	+10.2%	+16.0%	+20.9%	+8.7%	−11.6%	$231.6B
2	AEFFI	Harbor ETF Trust - Harbor Osmosis International Resource Efficient ETFRead Desk		0.55%	3.87%	−1.2%	+12.0%	+17.7%	new	new	−10.5%	$153M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	BVEA	Vanguard FTSE Developed Markets ETFRead Desk		0.03%	2.50%	−3.7%	+10.2%	+16.0%	+20.9%	+8.7%	−11.6%	$231.6B
2	AEFFI	Harbor ETF Trust - Harbor Osmosis International Resource Efficient ETFRead Desk		0.55%	3.87%	−1.2%	+12.0%	+17.7%	new	new	−10.5%	$153M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

EFFI vs VEA

EFFI

Harbor ETF Trust - Harbor Osmosis International Resource Efficient

[…]

VEA

Vanguard FTSE Developed Markets

$15,147

MeasureEFFIVEA

Fee0.55%0.03%

Cost on $10k a year$55$3

Yield3.87%2.50%

5 years, per year[…]+8.7%

3 years, per year[…]+20.9%

Worst drop · 1Y−10.5%−11.6%

Volatility · 1Y15.3%18.1%

3–1measures won
EFFI first

9.2%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

VEA vs IEFA

YTD

VanguardVEA

+10.2%

IEFAiShares

+8.5%

+10.2%Year to date+8.5%

2.5%Yield3.4%

$232BAssets$189B

1–1level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: EFFI, VEA

Today

9.2%most shared, EFFI and VEA

EFFIVEA

EFFI—9.2%

VEA9.2%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$332most kept, EFFI

EFFI$387 − $55 = $332

VEA$250 − $3 = $247

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee