EFFI vs VXUS

AEFFI

BVXUS

Measures won3–1EFFI wins · of 6 · 5Y

$10,000 · 5Y$15,003VXUS

Lowest cost0.05%VXUS · $5 on $10k

Most income3.82%EFFI · $382 on $10k

Smallest drop−10.5%EFFI · worst fall in 1Y

Held in common7.3%EFFI and VXUS

EFFI

VXUS

Harbor ETF Trust - Harbor Osmosis International Resource Efficient ETF · $153MVanguard Total International Stock ETF · $163B

[…]3 years · per year[…] · $17,726+21.0%

[…]5 years · per year[…] · $15,003+8.5%

0.55%Expense ratio$55 · $5 on $10k · lower wins0.05%

3.82%12-mo yield$382 · $237 on $10k2.37%

−10.5%Worst dropSmaller wins−11.3%

15.3%VolatilityLower wins17.3%

3–1EFFI wins

$10,000 · 5 yearsOne scale

Shared top holdingsEFFI · VXUS

1.4%ASML.AS1.5%

1.4%ROP.SW0.7%

2.5%AZN.L0.5%

2.1%SAN.MC0.4%

Held in common7.3%

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	BVXUS	Vanguard Total International Stock ETFRead Desk		0.05%	2.37%	+2.0%	+12.0%	+15.0%	+21.0%	+8.5%	−11.3%	$163.2B
2	AEFFI	Harbor ETF Trust - Harbor Osmosis International Resource Efficient ETFRead Desk		0.55%	3.82%	+2.5%	+13.4%	+17.6%	new	new	−10.5%	$153M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	BVXUS	Vanguard Total International Stock ETFRead Desk		0.05%	2.37%	+2.0%	+12.0%	+15.0%	+21.0%	+8.5%	−11.3%	$163.2B
2	AEFFI	Harbor ETF Trust - Harbor Osmosis International Resource Efficient ETFRead Desk		0.55%	3.82%	+2.5%	+13.4%	+17.6%	new	new	−10.5%	$153M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

EFFI vs VXUS

EFFI

Harbor ETF Trust - Harbor Osmosis International Resource Efficient

[…]

VXUS

Vanguard Total International Stock

$15,003

MeasureEFFIVXUS

Fee0.55%0.05%

Cost on $10k a year$55$5

Yield3.82%2.37%

5 years, per year[…]+8.5%

3 years, per year[…]+21.0%

Worst drop · 1Y−10.5%−11.3%

Volatility · 1Y15.3%17.3%

3–1measures won
EFFI first

7.3%

holdings shared

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

VXUS vs IXUS

YTD

VanguardVXUS

+12.0%

IXUSiShares

+12.4%

+12.0%Year to date+12.4%

2.4%Yield3.0%

$163BAssets$58.4B

2–0IXUS wins

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026

Overlap: EFFI, VXUS

Today

7.3%most shared, EFFI and VXUS

EFFIVXUS

EFFI—7.3%

VXUS7.3%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$327most kept, EFFI

EFFI$382 − $55 = $327

VXUS$237 − $5 = $232

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee