EMHC vs IVV

AEMHC

BIVV

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$17,545IVV · VTI $16,697

Lowest cost0.03%IVV · $3 on $10k

Most income6.31%EMHC · $631 on $10k

Smallest drop−5.4%EMHC · worst fall in 1Y

Held in common[…]EMHC and IVV

EMHC

IVV

State Street SPDR Bloomberg Emerging Markets USD Bond ETF · $320MiShares Core S&P 500 ETF · $853B

+8.7%3 years · per year$12,827 · $18,159+22.0%

+1.4%5 years · per year$10,698 · $17,545+11.9%

0.23%Expense ratio$23 · $3 on $10k · lower wins0.03%

6.31%12-mo yield$631 · $111 on $10k1.11%

−5.4%Worst dropSmaller wins−8.9%

5.6%VolatilityLower wins13.8%

3–3Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsEMHC · IVV

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BIVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.11%	+2.4%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$852.9B
2	VTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.06%	+2.5%	+11.6%	+13.9%	+21.8%	+10.8%	−8.9%	$689.2B
3	AEMHC	State Street SPDR Bloomberg Emerging Markets USD Bond ETFRead Desk	0.23%	6.31%	+0.5%	−0.2%	+0.9%	+8.7%	+1.4%	−5.4%	$320M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BIVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.11%	+2.4%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$852.9B
2	VTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.06%	+2.5%	+11.6%	+13.9%	+21.8%	+10.8%	−8.9%	$689.2B
3	AEMHC	State Street SPDR Bloomberg Emerging Markets USD Bond ETFRead Desk	0.23%	6.31%	+0.5%	−0.2%	+0.9%	+8.7%	+1.4%	−5.4%	$320M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

EMHC vs IVV

EMHC

SPDR Bloomberg Emerging Markets USD Bond

$10,698

IVV

iShares Core S&P 500

$17,545

MeasureEMHCIVV

Fee0.23%0.03%

Cost on $10k a year$23$3

Yield6.31%1.11%

5 years, per year+1.4%+11.9%

3 years, per year+8.7%+22.0%

Worst drop · 1Y−5.4%−8.9%

Volatility · 1Y5.6%13.8%

3–3measures won
level

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

VTI vs ITOT

YTD

VanguardVTI

+11.6%

ITOTiShares

+11.5%

+11.6%Year to date+11.5%

1.1%Yield1.0%

$689BAssets$93.2B

2–0VTI wins

End-of-day Nov 9, 2026

VOO vs IVV

YTD

VanguardVOO

+11.3%

IVViShares

+11.3%

+11.3%Year to date+11.3%

1.1%Yield1.1%

$1.00TAssets$853B

0–0level

End-of-day Nov 9, 2026

Overlap: EMHC, IVV, VTI

Today

86.0%most shared, IVV and VTI

EMHCIVVVTI

EMHC—[…][…]

IVV[…]—86.0%

VTI[…]86.0%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$608most kept, EMHC

EMHC$631 − $23 = $608

IVV$111 − $3 = $108

VTI$106 − $3 = $103

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee