EMHC vs MUB

AEMHC

BMUB

Measures won4–2EMHC wins · of 6 · 5Y

$10,000 · 5Y$10,702EMHC · VCIT $10,510

Lowest cost0.03%VCIT · $3 on $10k

Most income6.30%EMHC · $630 on $10k

Smallest drop−4.3%IUSB · worst fall in 1Y

Held in common[…]EMHC and MUB

EMHC

MUB

State Street SPDR Bloomberg Emerging Markets USD Bond ETF · $320MiShares National Muni Bond ETF · $55.0B

+8.7%3 years · per year$12,832 · $11,293+4.1%

+1.4%5 years · per year$10,702 · $10,432+0.8%

0.23%Expense ratio$23 · $5 on $10k · lower wins0.05%

6.30%12-mo yield$630 · $326 on $10k3.26%

−5.4%Worst dropSmaller wins−6.3%

5.6%VolatilityLower wins3.7%

4–2EMHC wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsEMHC · MUB

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	AEMHC	State Street SPDR Bloomberg Emerging Markets USD Bond ETFRead Desk	0.23%	6.30%	+0.5%	−0.2%	+1.0%	+8.7%	+1.4%	−5.4%	$320M
2	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
3	BMUB	iShares National Muni Bond ETFRead Desk	0.05%	3.26%	+0.1%	+0.7%	+1.1%	+4.1%	+0.8%	−6.3%	$55.0B
4	IUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.33%	+0.1%	+0.1%	+0.5%	+5.4%	+0.3%	−4.3%	$50.4B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	AEMHC	State Street SPDR Bloomberg Emerging Markets USD Bond ETFRead Desk	0.23%	6.30%	+0.5%	−0.2%	+1.0%	+8.7%	+1.4%	−5.4%	$320M
2	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
3	BMUB	iShares National Muni Bond ETFRead Desk	0.05%	3.26%	+0.1%	+0.7%	+1.1%	+4.1%	+0.8%	−6.3%	$55.0B
4	IUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.33%	+0.1%	+0.1%	+0.5%	+5.4%	+0.3%	−4.3%	$50.4B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

EMHC vs MUB

EMHC

SPDR Bloomberg Emerging Markets USD Bond

$10,702

MUB

iShares National Muni Bond

$10,432

MeasureEMHCMUB

Fee0.23%0.05%

Cost on $10k a year$23$5

Yield6.30%3.26%

5 years, per year+1.4%+0.8%

3 years, per year+8.7%+4.1%

Worst drop · 1Y−5.4%−6.3%

Volatility · 1Y5.6%3.7%

4–2measures won
EMHC first

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+33.1%

VIGVanguard

+14.8%

+33.1%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

Overlap: EMHC, MUB, IUSB, VCIT

Today

[…]holdings […]

EMHCMUBIUSBVCIT

EMHC—[…][…][…]

MUB[…]—[…][…]

IUSB[…][…]—[…]

VCIT[…][…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$607most kept, EMHC

EMHC$630 − $23 = $607

VCIT$502 − $3 = $499

IUSB$433 − $6 = $427

MUB$326 − $5 = $321

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee