EMHC vs MUB

AEMHC

BMUB

Measures won4–2EMHC wins · of 6 · 5Y

$10,000 · 5Y$12,091SGOV · EMHC $10,698

Lowest cost0.05%MUB · $5 on $10k

Most income6.31%EMHC · $631 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]EMHC and MUB

EMHC

MUB

State Street SPDR Bloomberg Emerging Markets USD Bond ETF · $320MiShares National Muni Bond ETF · $55.0B

+8.7%3 years · per year$12,827 · $11,293+4.1%

+1.4%5 years · per year$10,698 · $10,432+0.8%

0.23%Expense ratio$23 · $5 on $10k · lower wins0.05%

6.31%12-mo yield$631 · $326 on $10k3.26%

−5.4%Worst dropSmaller wins−6.3%

5.6%VolatilityLower wins3.7%

4–2EMHC wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsEMHC · MUB

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
2	AEMHC	State Street SPDR Bloomberg Emerging Markets USD Bond ETFRead Desk	0.23%	6.31%	+0.5%	−0.2%	+0.9%	+8.7%	+1.4%	−5.4%	$320M
3	BMUB	iShares National Muni Bond ETFRead Desk	0.05%	3.26%	+0.1%	+0.7%	+1.1%	+4.1%	+0.8%	−6.3%	$55.0B
4	IUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.33%	+0.1%	+0.1%	+0.5%	+5.4%	+0.3%	−4.3%	$50.4B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
2	AEMHC	State Street SPDR Bloomberg Emerging Markets USD Bond ETFRead Desk	0.23%	6.31%	+0.5%	−0.2%	+0.9%	+8.7%	+1.4%	−5.4%	$320M
3	BMUB	iShares National Muni Bond ETFRead Desk	0.05%	3.26%	+0.1%	+0.7%	+1.1%	+4.1%	+0.8%	−6.3%	$55.0B
4	IUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.33%	+0.1%	+0.1%	+0.5%	+5.4%	+0.3%	−4.3%	$50.4B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

EMHC vs MUB

EMHC

SPDR Bloomberg Emerging Markets USD Bond

$10,698

MUB

iShares National Muni Bond

$10,432

MeasureEMHCMUB

Fee0.23%0.05%

Cost on $10k a year$23$5

Yield6.31%3.26%

5 years, per year+1.4%+0.8%

3 years, per year+8.7%+4.1%

Worst drop · 1Y−5.4%−6.3%

Volatility · 1Y5.6%3.7%

4–2measures won
EMHC first

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.7B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

Overlap: EMHC, MUB, SGOV, IUSB

Today

[…]holdings […]

EMHCMUBSGOVIUSB

EMHC—[…][…][…]

MUB[…]—[…][…]

SGOV[…][…]—[…]

IUSB[…][…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$608most kept, EMHC

EMHC$631 − $23 = $608

IUSB$433 − $6 = $427

SGOV$363 − $9 = $354

MUB$326 − $5 = $321

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee