EMHC vs SGOV

AEMHC

BSGOV

Measures won2–4SGOV wins · of 6 · 5Y

$10,000 · 5Y$12,091SGOV · EMHC $10,698

Lowest cost0.03%VCIT · $3 on $10k

Most income6.31%EMHC · $631 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]EMHC and SGOV

EMHC

SGOV

State Street SPDR Bloomberg Emerging Markets USD Bond ETF · $320MiShares 0-3 Month Treasury Bond ETF · $117B

+8.7%3 years · per year$12,827 · $11,417+4.5%

+1.4%5 years · per year$10,698 · $12,091+3.9%

0.23%Expense ratio$23 · $9 on $10k · lower wins0.09%

6.31%12-mo yield$631 · $363 on $10k3.63%

−5.4%Worst dropSmaller wins0.0%

5.6%VolatilityLower wins0.2%

2–4SGOV wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsEMHC · SGOV

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	BSGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
2	AEMHC	State Street SPDR Bloomberg Emerging Markets USD Bond ETFRead Desk	0.23%	6.31%	+0.5%	−0.2%	+0.9%	+8.7%	+1.4%	−5.4%	$320M
3	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
4	MUB	iShares National Muni Bond ETFRead Desk	0.05%	3.26%	+0.1%	+0.7%	+1.1%	+4.1%	+0.8%	−6.3%	$55.0B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	BSGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
2	AEMHC	State Street SPDR Bloomberg Emerging Markets USD Bond ETFRead Desk	0.23%	6.31%	+0.5%	−0.2%	+0.9%	+8.7%	+1.4%	−5.4%	$320M
3	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
4	MUB	iShares National Muni Bond ETFRead Desk	0.05%	3.26%	+0.1%	+0.7%	+1.1%	+4.1%	+0.8%	−6.3%	$55.0B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

EMHC vs SGOV

EMHC

SPDR Bloomberg Emerging Markets USD Bond

$10,698

SGOV

iShares 0-3 Month Treasury Bond

$12,091

MeasureEMHCSGOV

Fee0.23%0.09%

Cost on $10k a year$23$9

Yield6.31%3.63%

5 years, per year+1.4%+3.9%

3 years, per year+8.7%+4.5%

Worst drop · 1Y−5.4%+0.0%

Volatility · 1Y5.6%0.2%

4–2measures won
SGOV first

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.7B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

Overlap: EMHC, SGOV, VCIT, MUB

Today

[…]holdings […]

EMHCSGOVVCITMUB

EMHC—[…][…][…]

SGOV[…]—[…][…]

VCIT[…][…]—[…]

MUB[…][…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$608most kept, EMHC

EMHC$631 − $23 = $608

VCIT$502 − $3 = $499

SGOV$363 − $9 = $354

MUB$326 − $5 = $321

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee