EMSF vs SCHD

AEMSF

BSCHD

Measures won0–5SCHD wins · of 6 · 5Y

$10,000 · 5Y$16,459SCHD · VEA $15,497

Lowest cost0.03%VEA · $3 on $10k

Most income2.96%SCHD · $296 on $10k

Smallest drop−6.9%SCHD · worst fall in 1Y

Held in common0.0%EMSF and SCHD

EMSF

SCHD

Matthews Emerging Markets Sustainable Future Active ETF EMSF · $38MSchwab U.S. Dividend Equity ETF · $120B

+16.1%3 years · per year$15,633 · $17,123+19.6%

[…]5 years · per year[…] · $16,459+10.5%

0.79%Expense ratio$79 · $6 on $10k · lower wins0.06%

1.55%12-mo yield$155 · $296 on $10k2.96%

−25.5%Worst dropSmaller wins−6.9%

31.3%VolatilityLower wins11.8%

0–5SCHD wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsEMSF · SCHD

They share no top holdings, or holdings aren’t on file […]

Held in common0.0%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	2.96%	+1.4%	+33.2%	+39.1%	+19.6%	+10.5%	−6.9%	$119.9B
2	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.44%	+2.9%	+12.9%	+18.8%	+20.5%	+9.2%	−11.6%	$231.6B
3	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.39%	+2.8%	+11.1%	+15.3%	+19.5%	+8.1%	−11.3%	$163.2B
4	AEMSF	Matthews Emerging Markets Sustainable Future Active ETF EMSFRead Desk	0.79%	1.55%	+3.2%	+21.4%	+20.0%	+16.1%	new	−25.5%	$38M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	2.96%	+1.4%	+33.2%	+39.1%	+19.6%	+10.5%	−6.9%	$119.9B
2	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.44%	+2.9%	+12.9%	+18.8%	+20.5%	+9.2%	−11.6%	$231.6B
3	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.39%	+2.8%	+11.1%	+15.3%	+19.5%	+8.1%	−11.3%	$163.2B
4	AEMSF	Matthews Emerging Markets Sustainable Future Active ETF EMSFRead Desk	0.79%	1.55%	+3.2%	+21.4%	+20.0%	+16.1%	new	−25.5%	$38M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

EMSF vs SCHD

EMSF

Matthews Emerging Markets Sustainable Future Active ETF EMSF

[…]

SCHD

Schwab U.S. Dividend Equity

$16,459

MeasureEMSFSCHD

Fee0.79%0.06%

Cost on $10k a year$79$6

Yield1.55%2.96%

5 years, per year[…]+10.5%

3 years, per year+16.1%+19.6%

Worst drop · 1Y−25.5%−6.9%

Volatility · 1Y31.3%11.8%

5–0measures won
SCHD first

0.0%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

VXUS vs IXUS

YTD

VanguardVXUS

+11.1%

IXUSiShares

+11.5%

+11.1%Year to date+11.5%

2.4%Yield3.0%

$163BAssets$56.4B

2–0IXUS wins

End-of-day Nov 9, 2026

VEA vs IEFA

YTD

VanguardVEA

+12.9%

IEFAiShares

+11.1%

+12.9%Year to date+11.1%

2.4%Yield3.4%

$232BAssets$187B

1–1level

End-of-day Nov 9, 2026

Overlap: EMSF, SCHD, VXUS, VEA

Today

65.4%most shared, VXUS and VEA

EMSFSCHDVXUSVEA

EMSF—0.0%8.3%3.4%

SCHD0.0%—0.0%0.0%

VXUS8.3%0.0%—65.4%

VEA3.4%0.0%65.4%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$290most kept, SCHD

SCHD$296 − $6 = $290

VEA$244 − $3 = $241

VXUS$239 − $5 = $234

EMSF$155 − $79 = $76

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee