EPIN vs AFDM

AEPIN

BAFDM

Measures won0–3AFDM wins · of 6 · 5Y

$10,000 · 5Y$15,497VEA · AFDM $14,875

Lowest cost0.03%VEA · $3 on $10k

Most income3.47%AFDM · $347 on $10k

Smallest drop−10.2%AFDM · worst fall in 1Y

Held in common6.1%EPIN and AFDM

EPIN

AFDM

Harbor International Equity ETF (EPIN) · $8MFirst Trust Active Factor International ETF · $145M

[…]3 years · per year[…] · $17,863+21.3%

[…]5 years · per year[…] · $14,875+8.3%

0.80%Expense ratio$80 · $80 on $10k · lower wins0.80%

0.65%12-mo yield$65 · $347 on $10k3.47%

−11.7%Worst dropSmaller wins−10.2%

20.1%VolatilityLower wins15.5%

0–3AFDM wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsEPIN · AFDM

3.0%ASML.AS1.8%

2.7%BARC.L1.6%

1.4%CAP.PA1.0%

1.4%CHKP0.9%

Held in common6.1%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.44%	+2.9%	+12.9%	+18.8%	+20.5%	+9.2%	−11.6%	$231.6B
2	BAFDM	First Trust Active Factor International ETFRead Desk	0.80%	3.47%	+2.4%	+13.5%	+19.2%	+21.3%	+8.3%	−10.2%	$145M
3	AEPIN	Harbor International Equity ETF (EPIN)Read Desk	0.80%	0.65%	+3.0%	+21.3%	+27.1%	new	new	−11.7%	$8M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.44%	+2.9%	+12.9%	+18.8%	+20.5%	+9.2%	−11.6%	$231.6B
2	BAFDM	First Trust Active Factor International ETFRead Desk	0.80%	3.47%	+2.4%	+13.5%	+19.2%	+21.3%	+8.3%	−10.2%	$145M
3	AEPIN	Harbor International Equity ETF (EPIN)Read Desk	0.80%	0.65%	+3.0%	+21.3%	+27.1%	new	new	−11.7%	$8M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

EPIN vs AFDM

EPIN

Harbor International Equity ETF (EPIN)

[…]

AFDM

First Trust Active Factor International

$14,875

MeasureEPINAFDM

Fee0.80%0.80%

Cost on $10k a year$80$80

Yield0.65%3.47%

5 years, per year[…]+8.3%

3 years, per year[…]+21.3%

Worst drop · 1Y−11.7%−10.2%

Volatility · 1Y20.1%15.5%

3–0measures won
AFDM first

6.1%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

VEA vs IEFA

YTD

VanguardVEA

+12.9%

IEFAiShares

+11.1%

+12.9%Year to date+11.1%

2.4%Yield3.4%

$232BAssets$193B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

Overlap: EPIN, AFDM, VEA

Today

19.3%most shared, AFDM and VEA

EPINAFDMVEA

EPIN—6.1%5.6%

AFDM6.1%—19.3%

VEA5.6%19.3%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$267most kept, AFDM

AFDM$347 − $80 = $267

VEA$244 − $3 = $241

EPIN$65 − $80 = −$15

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee