FCAL vs MMMA

AFCAL

BMMMA

Measures won0–2MMMA wins · of 6 · 5Y

$10,000 · 5Y$12,090SGOV · FCAL $10,271

Lowest cost0.09%SGOV · $9 on $10k

Most income3.71%MMMA · $371 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]FCAL and MMMA

FCAL

MMMA

First Trust California Municipal High Income ETF · $213MNYLI MacKay Muni Allocation ETF · $60M

+4.4%3 years · per year$11,366 · […][…]

+0.5%5 years · per year$10,271 · […][…]

0.49%Expense ratio$49 · $40 on $10k · lower wins0.40%

3.53%12-mo yield$353 · $371 on $10k3.71%

−6.9%Worst dropSmaller wins[…]

3.7%VolatilityLower wins[…]

0–2MMMA wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsFCAL · MMMA

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
2	AFCAL	First Trust California Municipal High Income ETFRead Desk	0.49%	3.53%	+0.2%	+0.6%	+1.3%	+4.4%	+0.5%	−6.9%	$213M
3	BMMMA	NYLI MacKay Muni Allocation ETFRead Desk	0.40%	3.71%	+0.8%	+3.5%	new	new	new	[…]	$60M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
2	AFCAL	First Trust California Municipal High Income ETFRead Desk	0.49%	3.53%	+0.2%	+0.6%	+1.3%	+4.4%	+0.5%	−6.9%	$213M
3	BMMMA	NYLI MacKay Muni Allocation ETFRead Desk	0.40%	3.71%	+0.8%	+3.5%	new	new	new	[…]	$60M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FCAL vs MMMA

FCAL

First Trust California Municipal High Income

$10,271

MMMA

NYLI MacKay Muni Allocation

[…]

MeasureFCALMMMA

Fee0.49%0.40%

Cost on $10k a year$49$40

Yield3.53%3.71%

5 years, per year+0.5%[…]

3 years, per year+4.4%[…]

Worst drop · 1Y−6.9%[…]

Volatility · 1Y3.7%[…]

2–0measures won
MMMA first

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

Overlap: FCAL, MMMA, SGOV

Today

[…]holdings […]

FCALMMMASGOV

FCAL—[…][…]

MMMA[…]—[…]

SGOV[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$354most kept, SGOV

SGOV$363 − $9 = $354

MMMA$371 − $40 = $331

FCAL$353 − $49 = $304

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee