FCAL vs SUB

AFCAL

BSUB

Measures won2–4SUB wins · of 6 · 5Y

$10,000 · 5Y$10,861SUB · FCAL $10,299

Lowest cost0.07%SUB · $7 on $10k

Most income4.63%BNDX · $463 on $10k

Smallest drop−1.9%SUB · worst fall in 1Y

Held in common[…]FCAL and SUB

FCAL

SUB

First Trust California Municipal High Income ETF · $215MiShares Short-Term National Muni Bond ETF · $13.4B

+4.1%3 years · per year$11,293 · $11,021+3.3%

+0.6%5 years · per year$10,299 · $10,861+1.7%

0.49%Expense ratio$49 · $7 on $10k · lower wins0.07%

3.52%12-mo yield$352 · $257 on $10k2.57%

−6.9%Worst dropSmaller wins−1.9%

3.7%VolatilityLower wins1.4%

2–4SUB wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsFCAL · SUB

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BSUB	iShares Short-Term National Muni Bond ETFRead Desk	0.07%	2.57%	0.0%	+1.6%	+2.4%	+3.3%	+1.7%	−1.9%	$13.4B
2	AFCAL	First Trust California Municipal High Income ETFRead Desk	0.49%	3.52%	+0.2%	+0.8%	+1.4%	+4.1%	+0.6%	−6.9%	$215M
3	BNDX	Vanguard Total International Bond ETFRead Desk	0.07%	4.63%	+0.1%	+1.0%	+0.4%	+4.4%	+0.5%	−3.2%	$82.9B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BSUB	iShares Short-Term National Muni Bond ETFRead Desk	0.07%	2.57%	0.0%	+1.6%	+2.4%	+3.3%	+1.7%	−1.9%	$13.4B
2	AFCAL	First Trust California Municipal High Income ETFRead Desk	0.49%	3.52%	+0.2%	+0.8%	+1.4%	+4.1%	+0.6%	−6.9%	$215M
3	BNDX	Vanguard Total International Bond ETFRead Desk	0.07%	4.63%	+0.1%	+1.0%	+0.4%	+4.4%	+0.5%	−3.2%	$82.9B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FCAL vs SUB

FCAL

First Trust California Municipal High Income

$10,299

SUB

iShares Short-Term National Muni Bond

$10,861

MeasureFCALSUB

Fee0.49%0.07%

Cost on $10k a year$49$7

Yield3.52%2.57%

5 years, per year+0.6%+1.7%

3 years, per year+4.1%+3.3%

Worst drop · 1Y−6.9%−1.9%

Volatility · 1Y3.7%1.4%

4–2measures won
SUB first

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

Overlap: FCAL, SUB, BNDX

Today

[…]holdings […]

FCALSUBBNDX

FCAL—[…][…]

SUB[…]—[…]

BNDX[…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$456most kept, BNDX

BNDX$463 − $7 = $456

FCAL$352 − $49 = $303

SUB$257 − $7 = $250

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee