FCAL vs BND

AFCAL

BBND

Measures won2–4BND wins · of 6 · 5Y

$10,000 · 5Y$10,510VCIT · FCAL $10,299

Lowest cost0.03%VCIT · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop−4.5%BND · worst fall in 1Y

Held in common[…]FCAL and BND

FCAL

BND

First Trust California Municipal High Income ETF · $215MVanguard Total Bond Market ETF · $161B

+4.1%3 years · per year$11,293 · $11,576+5.0%

+0.6%5 years · per year$10,299 · $9,985−0.0%

0.49%Expense ratio$49 · $3 on $10k · lower wins0.03%

3.52%12-mo yield$352 · $412 on $10k4.12%

−6.9%Worst dropSmaller wins−4.5%

3.7%VolatilityLower wins4.0%

2–4BND wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsFCAL · BND

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
2	AFCAL	First Trust California Municipal High Income ETFRead Desk	0.49%	3.52%	+0.2%	+0.8%	+1.4%	+4.1%	+0.6%	−6.9%	$215M
3	BBND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	0.0%	0.0%	+0.3%	+5.0%	0.0%	−4.5%	$161.4B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
2	AFCAL	First Trust California Municipal High Income ETFRead Desk	0.49%	3.52%	+0.2%	+0.8%	+1.4%	+4.1%	+0.6%	−6.9%	$215M
3	BBND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	0.0%	0.0%	+0.3%	+5.0%	0.0%	−4.5%	$161.4B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FCAL vs BND

FCAL

First Trust California Municipal High Income

$10,299

BND

Vanguard Total Bond Market

$9,985

MeasureFCALBND

Fee0.49%0.03%

Cost on $10k a year$49$3

Yield3.52%4.12%

5 years, per year+0.6%−0.0%

3 years, per year+4.1%+5.0%

Worst drop · 1Y−6.9%−4.5%

Volatility · 1Y3.7%4.0%

4–2measures won
BND first

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

BND vs AGG

YTD

VanguardBND

+0.0%

AGGiShares

+0.0%

+0.0%Year to date+0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

Overlap: FCAL, VCIT, BND

Today

[…]holdings […]

FCALVCITBND

FCAL—[…][…]

VCIT[…]—[…]

BND[…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

BND$412 − $3 = $409

FCAL$352 − $49 = $303

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee