FCUS vs SPY

AFCUS

BSPY

Measures won1–4SPY wins · of 6 · 5Y

$10,000 · 5Y$17,177IVV · SPY $17,118

Lowest cost0.03%IVV · $3 on $10k

Most income4.25%FCUS · $425 on $10k

Smallest drop−8.9%SPY · worst fall in 1Y

Held in common3.7%FCUS and SPY

FCUS

SPY

Pinnacle Focused Opportunities ETF · $79MState Street SPDR S&P 500 ETF · $819B

+21.6%3 years · per year$17,973 · $18,039+21.7%

[…]5 years · per year[…] · $17,118+11.3%

0.81%Expense ratio$81 · $9 on $10k · lower wins0.09%

4.25%12-mo yield$425 · $103 on $10k1.03%

−32.0%Worst dropSmaller wins−8.9%

43.4%VolatilityLower wins13.6%

1–4SPY wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsFCUS · SPY

2.4%XOM1.1%

3.1%CVX0.7%

2.5%PANW0.4%

3.2%CRWD0.3%

Held in common3.7%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$852.9B
2	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	+0.3%	+8.7%	+9.7%	+21.7%	+11.3%	−8.9%	$818.5B
3	AFCUS	Pinnacle Focused Opportunities ETFRead Desk	0.81%	4.25%	−0.9%	+2.0%	−3.9%	+21.6%	new	−32.0%	$79M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$852.9B
2	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	+0.3%	+8.7%	+9.7%	+21.7%	+11.3%	−8.9%	$818.5B
3	AFCUS	Pinnacle Focused Opportunities ETFRead Desk	0.81%	4.25%	−0.9%	+2.0%	−3.9%	+21.6%	new	−32.0%	$79M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FCUS vs SPY

FCUS

Pinnacle Focused Opportunities

[…]

SPY

SPDR S&P 500

$17,118

MeasureFCUSSPY

Fee0.81%0.09%

Cost on $10k a year$81$9

Yield4.25%1.03%

5 years, per year[…]+11.3%

3 years, per year+21.6%+21.7%

Worst drop · 1Y−32.0%−8.9%

Volatility · 1Y43.4%13.6%

4–1measures won
SPY first

3.7%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

VOO vs IVV

YTD

VanguardVOO

+8.7%

IVViShares

+8.7%

+8.7%Year to date+8.7%

1.1%Yield1.1%

$1.00TAssets$853B

0–0level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

Overlap: FCUS, SPY, IVV

Today

99.9%most shared, SPY and IVV

FCUSSPYIVV

FCUS—3.7%3.7%

SPY3.7%—99.9%

IVV3.7%99.9%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$344most kept, FCUS

FCUS$425 − $81 = $344

IVV$114 − $3 = $111

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee