FDEC vs SPY

AFDEC

BSPY

Measures won2–4SPY wins · of 6 · 5Y

$10,000 · 5Y$17,688SPY · FDEC $16,344

Lowest cost0.09%SPY · $9 on $10k

Most income1.01%SPY · $101 on $10k

Smallest drop−5.8%FDEC · worst fall in 1Y

Held in common[…]FDEC and SPY

FDEC

SPY

FT Vest U.S. Equity Buffer ETF - December · $1.3BState Street SPDR S&P 500 ETF · $798B

+18.1%3 years · per year$16,460 · $19,046+24.0%

+10.3%5 years · per year$16,344 · $17,688+12.1%

0.85%Expense ratio$85 · $9 on $10k · lower wins0.09%

0.00%12-mo yield$0 · $101 on $10k1.01%

−5.8%Worst dropSmaller wins−8.9%

7.6%VolatilityLower wins12.8%

2–4SPY wins

$10,000 · 5 yearsOne scale

Shared top holdingsFDEC · SPY

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 3, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	BSPY	State Street SPDR S&P 500 ETFRead Desk		0.09%	1.01%	+0.3%	+11.5%	+11.8%	+24.0%	+12.1%	−8.9%	$798.0B
2	AFDEC	FT Vest U.S. Equity Buffer ETF - DecemberRead Desk		0.85%	0.00%	+0.2%	+8.9%	+11.9%	+18.1%	+10.3%	−5.8%	$1.3B

End-of-day Nov 3, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	BSPY	State Street SPDR S&P 500 ETFRead Desk		0.09%	1.01%	+0.3%	+11.5%	+11.8%	+24.0%	+12.1%	−8.9%	$798.0B
2	AFDEC	FT Vest U.S. Equity Buffer ETF - DecemberRead Desk		0.85%	0.00%	+0.2%	+8.9%	+11.9%	+18.1%	+10.3%	−5.8%	$1.3B

End-of-day Nov 3, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FDEC vs SPY

FDEC

FT Vest U.S. Equity Buffer ETF - December

$16,344

SPY

SPDR S&P 500

$17,688

MeasureFDECSPY

Fee0.85%0.09%

Cost on $10k a year$85$9

Yield0.00%1.01%

5 years, per year+10.3%+12.1%

3 years, per year+18.1%+24.0%

Worst drop · 1Y−5.8%−8.9%

Volatility · 1Y7.6%12.8%

4–2measures won
SPY first

Nov 3, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+11.5%

SPYSPDR

+11.5%

+11.5%Year to date+11.5%

1.0%Yield1.0%

$185BAssets$798B

0–0level

End-of-day Nov 3, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+7.5%

JEPIJ.P. Morgan

+7.0%

+7.5%Year to date+7.0%

12.3%Yield8.0%

$41.8BAssets$46.0B

2–0JEPQ wins

End-of-day Nov 3, 2026

Overlap: FDEC, SPY

Today

[…]holdings […]

FDECSPY

FDEC—[…]

SPY[…]—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$92most kept, SPY

SPY$101 − $9 = $92

FDEC$0 − $85 = −$85

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee