FDEC vs SPY · Compare Desk

ASPY

BVTI

Measures won3–2SPY wins · of 6 · 5Y

$10,000 · 5Y$17,688SPY · VTI $16,880

Lowest cost0.03%VTI · $3 on $10k

Most income1.06%VTI · $106 on $10k

Smallest drop−8.9%SPY · worst fall in 1Y

Held in common87.7%SPY and VTI

SPY vs VTI

SPY

VTI

State Street SPDR S&P 500 ETF · $798BVanguard Morningstar Total Stock Market ETF · $689B

+24.0%3 years · per year$19,046 · $18,987+23.8%

+12.1%5 years · per year$17,688 · $16,880+11.0%

0.09%Expense ratio$9 · $3 on $10k · lower wins0.03%

1.01%12-mo yield$101 · $106 on $10k1.06%

−8.9%Worst dropSmaller wins−8.9%

12.8%VolatilityLower wins13.0%

3–2SPY wins

$10,000 · 5 yearsOne scale

Shared top holdingsSPY · VTI

7.8%NVDA7.1%

7.7%AAPL6.6%

5.9%MSFT5.2%

3.6%AMZN3.3%

Held in common87.7%

End-of-day Nov 3, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	ASPY	State Street SPDR S&P 500 ETFRead Desk		0.09%	1.01%	+0.3%	+11.5%	+11.8%	+24.0%	+12.1%	−8.9%	$798.0B
2	BVTI	Vanguard Morningstar Total Stock Market ETFRead Desk		0.03%	1.06%	+0.3%	+11.7%	+11.9%	+23.8%	+11.0%	−8.9%	$689.2B

End-of-day Nov 3, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	ASPY	State Street SPDR S&P 500 ETFRead Desk		0.09%	1.01%	+0.3%	+11.5%	+11.8%	+24.0%	+12.1%	−8.9%	$798.0B
2	BVTI	Vanguard Morningstar Total Stock Market ETFRead Desk		0.03%	1.06%	+0.3%	+11.7%	+11.9%	+23.8%	+11.0%	−8.9%	$689.2B

End-of-day Nov 3, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

SPY vs VTI

SPY

SPDR S&P 500

$17,688

VTI

Vanguard Morningstar Total Stock Market

$16,880

MeasureSPYVTI

Fee0.09%0.03%

Cost on $10k a year$9$3

Yield1.01%1.06%

5 years, per year+12.1%+11.0%

3 years, per year+24.0%+23.8%

Worst drop · 1Y−8.9%−8.9%

Volatility · 1Y12.8%13.0%

3–2measures won
SPY first

87.7%

holdings shared

Nov 3, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+11.5%

SPYSPDR

+11.5%

+11.5%Year to date+11.5%

1.0%Yield1.0%

$185BAssets$798B

0–0level

End-of-day Nov 3, 2026

VTI vs ITOT

YTD

VanguardVTI

+11.7%

ITOTiShares

+11.6%

+11.7%Year to date+11.6%

1.1%Yield1.0%

$689BAssets$95.4B

2–0VTI wins

End-of-day Nov 3, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026

Overlap: SPY, VTI

Today

87.7%most shared, SPY and VTI

SPYVTI

SPY—87.7%

VTI87.7%—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$103most kept, VTI

VTI$106 − $3 = $103

SPY$101 − $9 = $92

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee