FDEM vs EEM

AFDEM

BEEM

Measures won5–1FDEM wins · of 6 · 5Y

$10,000 · 5Y$15,147VEA · FDEM $14,764

Lowest cost0.03%VEA · $3 on $10k

Most income3.62%FDEM · $362 on $10k

Smallest drop−11.3%VXUS · worst fall in 1Y

Held in common37.7%FDEM and EEM

FDEM

EEM

Fidelity Emerging Markets Multifactor ETF · $499MiShares MSCI Emerging Markets ETF · $27.0B

+18.5%3 years · per year$16,651 · $16,989+19.3%

+8.1%5 years · per year$14,764 · $12,642+4.8%

0.25%Expense ratio$25 · $72 on $10k · lower wins0.72%

3.62%12-mo yield$362 · $192 on $10k1.92%

−14.0%Worst dropSmaller wins−18.5%

22.4%VolatilityLower wins26.2%

5–1FDEM wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsFDEM · EEM

11.9%2330.TW15.1%

6.4%005930.KS6.8%

4.0%000660.KS5.1%

1.4%2454.TW1.5%

Held in common37.7%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.50%	−3.7%	+10.2%	+16.0%	+20.9%	+8.7%	−11.6%	$231.6B
2	AFDEM	Fidelity Emerging Markets Multifactor ETFRead Desk	0.25%	3.62%	−4.8%	+6.9%	+8.9%	+18.5%	+8.1%	−14.0%	$499M
3	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.46%	−3.7%	+7.9%	+12.2%	+19.5%	+7.5%	−11.3%	$163.2B
4	BEEM	iShares MSCI Emerging Markets ETFRead Desk	0.72%	1.92%	−5.8%	+6.7%	+8.3%	+19.3%	+4.8%	−18.5%	$27.0B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.50%	−3.7%	+10.2%	+16.0%	+20.9%	+8.7%	−11.6%	$231.6B
2	AFDEM	Fidelity Emerging Markets Multifactor ETFRead Desk	0.25%	3.62%	−4.8%	+6.9%	+8.9%	+18.5%	+8.1%	−14.0%	$499M
3	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.46%	−3.7%	+7.9%	+12.2%	+19.5%	+7.5%	−11.3%	$163.2B
4	BEEM	iShares MSCI Emerging Markets ETFRead Desk	0.72%	1.92%	−5.8%	+6.7%	+8.3%	+19.3%	+4.8%	−18.5%	$27.0B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FDEM vs EEM

FDEM

Fidelity Emerging Markets Multifactor

$14,764

EEM

iShares MSCI Emerging Markets

$12,642

MeasureFDEMEEM

Fee0.25%0.72%

Cost on $10k a year$25$72

Yield3.62%1.92%

5 years, per year+8.1%+4.8%

3 years, per year+18.5%+19.3%

Worst drop · 1Y−14.0%−18.5%

Volatility · 1Y22.4%26.2%

5–1measures won
FDEM first

37.7%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

VXUS vs IXUS

YTD

VanguardVXUS

+7.9%

IXUSiShares

+8.2%

+7.9%Year to date+8.2%

2.5%Yield3.1%

$163BAssets$56.4B

2–0IXUS wins

End-of-day Nov 5, 2026

VEA vs IEFA

YTD

VanguardVEA

+10.2%

IEFAiShares

+8.5%

+10.2%Year to date+8.5%

2.5%Yield3.4%

$232BAssets$189B

1–1level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

Overlap: FDEM, EEM, VEA, VXUS

Today

37.7%most shared, FDEM and EEM

FDEMEEMVEAVXUS

FDEM—37.7%5.9%5.5%

EEM37.7%—8.9%9.9%

VEA5.9%8.9%—8.4%

VXUS5.5%9.9%8.4%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$337most kept, FDEM

FDEM$362 − $25 = $337

VEA$250 − $3 = $247

VXUS$246 − $5 = $241

EEM$192 − $72 = $120

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee