FDEM vs EFA

AFDEM

BEFA

Measures won4–2FDEM wins · of 6 · 5Y

$10,000 · 5Y$15,275FDEM · VEA $15,197

Lowest cost0.03%VEA · $3 on $10k

Most income3.56%FDEM · $356 on $10k

Smallest drop−11.4%EFA · worst fall in 1Y

Held in common0.0%FDEM and EFA

FDEM

EFA

Fidelity Emerging Markets Multifactor ETF · $499MiShares MSCI EAFE ETF · $76.1B

+18.9%3 years · per year$16,804 · $16,576+18.3%

+8.8%5 years · per year$15,275 · $14,818+8.2%

0.25%Expense ratio$25 · $32 on $10k · lower wins0.32%

3.56%12-mo yield$356 · $330 on $10k3.30%

−14.0%Worst dropSmaller wins−11.4%

22.5%VolatilityLower wins16.3%

4–2FDEM wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsFDEM · EFA

0.1%BS6.SI0.0%

Held in common0.0%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	AFDEM	Fidelity Emerging Markets Multifactor ETFRead Desk	0.25%	3.56%	+1.8%	+8.9%	+10.0%	+18.9%	+8.8%	−14.0%	$499M
2	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.51%	−0.4%	+9.7%	+14.8%	+20.3%	+8.7%	−11.6%	$231.6B
3	BEFA	iShares MSCI EAFE ETFRead Desk	0.32%	3.30%	−0.8%	+7.8%	+11.9%	+18.3%	+8.2%	−11.4%	$76.1B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	AFDEM	Fidelity Emerging Markets Multifactor ETFRead Desk	0.25%	3.56%	+1.8%	+8.9%	+10.0%	+18.9%	+8.8%	−14.0%	$499M
2	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.51%	−0.4%	+9.7%	+14.8%	+20.3%	+8.7%	−11.6%	$231.6B
3	BEFA	iShares MSCI EAFE ETFRead Desk	0.32%	3.30%	−0.8%	+7.8%	+11.9%	+18.3%	+8.2%	−11.4%	$76.1B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FDEM vs EFA

FDEM

Fidelity Emerging Markets Multifactor

$15,275

EFA

iShares MSCI EAFE

$14,818

MeasureFDEMEFA

Fee0.25%0.32%

Cost on $10k a year$25$32

Yield3.56%3.30%

5 years, per year+8.8%+8.2%

3 years, per year+18.9%+18.3%

Worst drop · 1Y−14.0%−11.4%

Volatility · 1Y22.5%16.3%

4–2measures won
FDEM first

0.0%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

VEA vs IEFA

YTD

VanguardVEA

+9.7%

IEFAiShares

+7.7%

+9.7%Year to date+7.7%

2.5%Yield3.5%

$232BAssets$189B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

Overlap: FDEM, EFA, VEA

Today

63.2%most shared, EFA and VEA

FDEMEFAVEA

FDEM—0.0%5.9%

EFA0.0%—63.2%

VEA5.9%63.2%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$331most kept, FDEM

FDEM$356 − $25 = $331

EFA$330 − $32 = $298

VEA$251 − $3 = $248

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee