FDEM vs IEFA

AFDEM

BIEFA

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$15,275FDEM · IEFA $14,591

Lowest cost0.05%VXUS · $5 on $10k

Most income3.56%FDEM · $356 on $10k

Smallest drop−11.3%VXUS · worst fall in 1Y

Held in common0.0%FDEM and IEFA

FDEM

IEFA

Fidelity Emerging Markets Multifactor ETF · $499MiShares Core MSCI EAFE ETF · $187B

+18.9%3 years · per year$16,804 · $16,646+18.5%

+8.8%5 years · per year$15,275 · $14,591+7.8%

0.25%Expense ratio$25 · $7 on $10k · lower wins0.07%

3.56%12-mo yield$356 · $347 on $10k3.47%

−14.0%Worst dropSmaller wins−11.5%

22.5%VolatilityLower wins16.2%

3–3Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsFDEM · IEFA

0.1%BS6.SI0.0%

Held in common0.0%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	AFDEM	Fidelity Emerging Markets Multifactor ETFRead Desk	0.25%	3.56%	+1.8%	+8.9%	+10.0%	+18.9%	+8.8%	−14.0%	$499M
2	BIEFA	iShares Core MSCI EAFE ETFRead Desk	0.07%	3.47%	−0.8%	+7.7%	+11.9%	+18.5%	+7.8%	−11.5%	$187.1B
3	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.45%	+0.1%	+8.1%	+11.6%	+19.2%	+7.7%	−11.3%	$163.2B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	AFDEM	Fidelity Emerging Markets Multifactor ETFRead Desk	0.25%	3.56%	+1.8%	+8.9%	+10.0%	+18.9%	+8.8%	−14.0%	$499M
2	BIEFA	iShares Core MSCI EAFE ETFRead Desk	0.07%	3.47%	−0.8%	+7.7%	+11.9%	+18.5%	+7.8%	−11.5%	$187.1B
3	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.45%	+0.1%	+8.1%	+11.6%	+19.2%	+7.7%	−11.3%	$163.2B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FDEM vs IEFA

FDEM

Fidelity Emerging Markets Multifactor

$15,275

IEFA

iShares Core MSCI EAFE

$14,591

MeasureFDEMIEFA

Fee0.25%0.07%

Cost on $10k a year$25$7

Yield3.56%3.47%

5 years, per year+8.8%+7.8%

3 years, per year+18.9%+18.5%

Worst drop · 1Y−14.0%−11.5%

Volatility · 1Y22.5%16.2%

3–3measures won
level

0.0%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

VXUS vs IXUS

YTD

VanguardVXUS

+8.1%

IXUSiShares

+8.2%

+8.1%Year to date+8.2%

2.5%Yield3.1%

$163BAssets$56.4B

2–0IXUS wins

End-of-day Nov 6, 2026

VEA vs IEFA

YTD

VanguardVEA

+9.7%

IEFAiShares

+7.7%

+9.7%Year to date+7.7%

2.5%Yield3.5%

$232BAssets$187B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

Overlap: FDEM, IEFA, VXUS

Today

50.0%most shared, IEFA and VXUS

FDEMIEFAVXUS

FDEM—0.0%12.9%

IEFA0.0%—50.0%

VXUS12.9%50.0%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$340most kept, IEFA

IEFA$347 − $7 = $340

FDEM$356 − $25 = $331

VXUS$245 − $5 = $240

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee