FDEM vs SCHD

AFDEM

BSCHD

Measures won1–5SCHD wins · of 6 · 5Y

$10,000 · 5Y$16,267SCHD · FDEM $15,275

Lowest cost0.06%SCHD · $6 on $10k

Most income3.56%FDEM · $356 on $10k

Smallest drop−6.9%SCHD · worst fall in 1Y

Held in common0.0%FDEM and SCHD

FDEM

SCHD

Fidelity Emerging Markets Multifactor ETF · $499MSchwab U.S. Dividend Equity ETF · $120B

+18.9%3 years · per year$16,804 · $17,266+20.0%

+8.8%5 years · per year$15,275 · $16,267+10.2%

0.25%Expense ratio$25 · $6 on $10k · lower wins0.06%

3.56%12-mo yield$356 · $300 on $10k3.00%

−14.0%Worst dropSmaller wins−6.9%

22.5%VolatilityLower wins11.7%

1–5SCHD wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsFDEM · SCHD

They share no top holdings, or holdings aren’t on file […]

Held in common0.0%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	3.00%	−0.7%	+31.4%	+37.0%	+20.0%	+10.2%	−6.9%	$119.9B
2	AFDEM	Fidelity Emerging Markets Multifactor ETFRead Desk	0.25%	3.56%	+1.8%	+8.9%	+10.0%	+18.9%	+8.8%	−14.0%	$499M
3	IEFA	iShares Core MSCI EAFE ETFRead Desk	0.07%	3.47%	−0.8%	+7.7%	+11.9%	+18.5%	+7.8%	−11.5%	$187.1B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	3.00%	−0.7%	+31.4%	+37.0%	+20.0%	+10.2%	−6.9%	$119.9B
2	AFDEM	Fidelity Emerging Markets Multifactor ETFRead Desk	0.25%	3.56%	+1.8%	+8.9%	+10.0%	+18.9%	+8.8%	−14.0%	$499M
3	IEFA	iShares Core MSCI EAFE ETFRead Desk	0.07%	3.47%	−0.8%	+7.7%	+11.9%	+18.5%	+7.8%	−11.5%	$187.1B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FDEM vs SCHD

FDEM

Fidelity Emerging Markets Multifactor

$15,275

SCHD

Schwab U.S. Dividend Equity

$16,267

MeasureFDEMSCHD

Fee0.25%0.06%

Cost on $10k a year$25$6

Yield3.56%3.00%

5 years, per year+8.8%+10.2%

3 years, per year+18.9%+20.0%

Worst drop · 1Y−14.0%−6.9%

Volatility · 1Y22.5%11.7%

5–1measures won
SCHD first

0.0%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

VEA vs IEFA

YTD

VanguardVEA

+9.7%

IEFAiShares

+7.7%

+9.7%Year to date+7.7%

2.5%Yield3.5%

$232BAssets$187B

1–1level

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

Overlap: FDEM, SCHD, IEFA

Today

0.0%most shared, FDEM and IEFA

FDEMSCHDIEFA

FDEM—0.0%0.0%

SCHD0.0%—0.0%

IEFA0.0%0.0%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$340most kept, IEFA

IEFA$347 − $7 = $340

FDEM$356 − $25 = $331

SCHD$300 − $6 = $294

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee