FDEM vs SCHD

AFDEM

BSCHD

Measures won1–5SCHD wins · of 6 · 5Y

$10,000 · 5Y$16,375SCHD · VIG $16,331

Lowest cost0.04%VIG · $4 on $10k

Most income3.62%FDEM · $362 on $10k

Smallest drop−6.9%SCHD · worst fall in 1Y

Held in common0.0%FDEM and SCHD

FDEM

SCHD

Fidelity Emerging Markets Multifactor ETF · $499MSchwab U.S. Dividend Equity ETF · $120B

+18.5%3 years · per year$16,651 · $17,414+20.3%

+8.1%5 years · per year$14,764 · $16,375+10.4%

0.25%Expense ratio$25 · $6 on $10k · lower wins0.06%

3.62%12-mo yield$362 · $298 on $10k2.98%

−14.0%Worst dropSmaller wins−6.9%

22.4%VolatilityLower wins11.7%

1–5SCHD wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsFDEM · SCHD

They share no top holdings, or holdings aren’t on file […]

Held in common0.0%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	2.98%	−2.2%	+32.3%	+38.7%	+20.3%	+10.4%	−6.9%	$120.5B
2	VIG	Vanguard Dividend Appreciation ETFRead Desk	0.04%	1.49%	−3.3%	+12.5%	+15.2%	+18.9%	+10.3%	−7.9%	$109.1B
3	AFDEM	Fidelity Emerging Markets Multifactor ETFRead Desk	0.25%	3.62%	−4.8%	+6.9%	+8.9%	+18.5%	+8.1%	−14.0%	$499M
4	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.46%	−3.7%	+7.9%	+12.2%	+19.5%	+7.5%	−11.3%	$163.2B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	2.98%	−2.2%	+32.3%	+38.7%	+20.3%	+10.4%	−6.9%	$120.5B
2	VIG	Vanguard Dividend Appreciation ETFRead Desk	0.04%	1.49%	−3.3%	+12.5%	+15.2%	+18.9%	+10.3%	−7.9%	$109.1B
3	AFDEM	Fidelity Emerging Markets Multifactor ETFRead Desk	0.25%	3.62%	−4.8%	+6.9%	+8.9%	+18.5%	+8.1%	−14.0%	$499M
4	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.46%	−3.7%	+7.9%	+12.2%	+19.5%	+7.5%	−11.3%	$163.2B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FDEM vs SCHD

FDEM

Fidelity Emerging Markets Multifactor

$14,764

SCHD

Schwab U.S. Dividend Equity

$16,375

MeasureFDEMSCHD

Fee0.25%0.06%

Cost on $10k a year$25$6

Yield3.62%2.98%

5 years, per year+8.1%+10.4%

3 years, per year+18.5%+20.3%

Worst drop · 1Y−14.0%−6.9%

Volatility · 1Y22.4%11.7%

5–1measures won
SCHD first

0.0%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

VXUS vs IXUS

YTD

VanguardVXUS

+7.9%

IXUSiShares

+8.2%

+7.9%Year to date+8.2%

2.5%Yield3.1%

$163BAssets$56.4B

2–0IXUS wins

End-of-day Nov 5, 2026

DGRO vs VIG

YTD

iSharesDGRO

+17.2%

VIGVanguard

+12.5%

+17.2%Year to date+12.5%

1.9%Yield1.5%

$44.9BAssets$109B

2–0DGRO wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: FDEM, SCHD, VXUS, VIG

Today

14.5%most shared, SCHD and VIG

FDEMSCHDVXUSVIG

FDEM—0.0%5.5%0.0%

SCHD0.0%—0.0%14.5%

VXUS5.5%0.0%—0.0%

VIG0.0%14.5%0.0%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$337most kept, FDEM

FDEM$362 − $25 = $337

SCHD$298 − $6 = $292

VXUS$246 − $5 = $241

VIG$149 − $4 = $145

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee