FDEM vs SPY

AFDEM

BSPY

Measures won1–5SPY wins · of 6 · 5Y

$10,000 · 5Y$18,115VOO · SPY $18,060

Lowest cost0.03%VOO · $3 on $10k

Most income3.45%FDEM · $345 on $10k

Smallest drop−8.9%SPY · worst fall in 1Y

Held in common0.0%FDEM and SPY

FDEM

SPY

Fidelity Emerging Markets Multifactor ETF · $591MState Street SPDR S&P 500 ETF · $805B

+20.2%3 years · per year$17,369 · $19,132+24.1%

+9.2%5 years · per year$15,512 · $18,060+12.6%

0.25%Expense ratio$25 · $9 on $10k · lower wins0.09%

3.45%12-mo yield$345 · $99 on $10k0.99%

−12.7%Worst dropSmaller wins−8.9%

21.9%VolatilityLower wins12.9%

1–5SPY wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsFDEM · SPY

They share no top holdings, or holdings aren’t on file […]

Held in common0.0%

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.05%	+1.6%	+13.4%	+13.5%	+24.2%	+12.6%	−8.9%	$1.00T
2	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	0.99%	+1.7%	+13.3%	+13.4%	+24.1%	+12.6%	−8.9%	$804.8B
3	AFDEM	Fidelity Emerging Markets Multifactor ETFRead Desk	0.25%	3.45%	+0.7%	+12.4%	+12.9%	+20.2%	+9.2%	−12.7%	$591M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	VOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.05%	+1.6%	+13.4%	+13.5%	+24.2%	+12.6%	−8.9%	$1.00T
2	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	0.99%	+1.7%	+13.3%	+13.4%	+24.1%	+12.6%	−8.9%	$804.8B
3	AFDEM	Fidelity Emerging Markets Multifactor ETFRead Desk	0.25%	3.45%	+0.7%	+12.4%	+12.9%	+20.2%	+9.2%	−12.7%	$591M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FDEM vs SPY

FDEM

Fidelity Emerging Markets Multifactor

$15,512

SPY

SPDR S&P 500

$18,060

MeasureFDEMSPY

Fee0.25%0.09%

Cost on $10k a year$25$9

Yield3.45%0.99%

5 years, per year+9.2%+12.6%

3 years, per year+20.2%+24.1%

Worst drop · 1Y−12.7%−8.9%

Volatility · 1Y21.9%12.9%

5–1measures won
SPY first

0.0%

holdings shared

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026

VOO vs IVV

YTD

VanguardVOO

+13.4%

IVViShares

+13.4%

+13.4%Year to date+13.4%

1.1%Yield1.1%

$1.00TAssets$887B

0–0level

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

Overlap: FDEM, SPY, VOO

Today

94.5%most shared, SPY and VOO

FDEMSPYVOO

FDEM—0.0%0.0%

SPY0.0%—94.5%

VOO0.0%94.5%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$320most kept, FDEM

FDEM$345 − $25 = $320

VOO$105 − $3 = $102

SPY$99 − $9 = $90

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee