FDEV vs EFA

AFDEV

BEFA

Measures won4–1FDEV wins · of 6 · 5Y

$10,000 · 5Y$15,957VT · EFA $15,117

Lowest cost0.06%VT · $6 on $10k

Most income3.23%FDEV · $323 on $10k

Smallest drop−8.5%FDEV · worst fall in 1Y

Held in common25.3%FDEV and EFA

FDEV

EFA

Fidelity International Multifactor ETF · $284MiShares MSCI EAFE ETF · $77.7B

+18.7%3 years · per year$16,738 · $16,732+18.7%

+7.9%5 years · per year$14,654 · $15,117+8.6%

0.18%Expense ratio$18 · $32 on $10k · lower wins0.32%

3.23%12-mo yield$323 · $321 on $10k3.21%

−8.5%Worst dropSmaller wins−11.4%

12.7%VolatilityLower wins16.6%

4–1FDEV wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsFDEV · EFA

1.7%ROP.SW1.6%

1.5%NOVN.SW1.4%

1.7%SHEL.L1.4%

1.6%AZN.L1.3%

Held in common25.3%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	VT	Vanguard Total World Stock ETFRead Desk	0.06%	1.55%	+2.6%	+11.3%	+14.3%	+20.9%	+9.8%	−9.7%	$81.8B
2	BEFA	iShares MSCI EAFE ETFRead Desk	0.32%	3.21%	+3.0%	+11.0%	+15.6%	+18.7%	+8.6%	−11.4%	$77.7B
3	AFDEV	Fidelity International Multifactor ETFRead Desk	0.18%	3.23%	+2.3%	+11.8%	+18.5%	+18.7%	+7.9%	−8.5%	$284M
4	IEMG	iShares Core MSCI Emerging Markets ETFRead Desk	0.09%	2.42%	+2.9%	+11.4%	+12.8%	+19.8%	+6.4%	−17.8%	$146.1B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	VT	Vanguard Total World Stock ETFRead Desk	0.06%	1.55%	+2.6%	+11.3%	+14.3%	+20.9%	+9.8%	−9.7%	$81.8B
2	BEFA	iShares MSCI EAFE ETFRead Desk	0.32%	3.21%	+3.0%	+11.0%	+15.6%	+18.7%	+8.6%	−11.4%	$77.7B
3	AFDEV	Fidelity International Multifactor ETFRead Desk	0.18%	3.23%	+2.3%	+11.8%	+18.5%	+18.7%	+7.9%	−8.5%	$284M
4	IEMG	iShares Core MSCI Emerging Markets ETFRead Desk	0.09%	2.42%	+2.9%	+11.4%	+12.8%	+19.8%	+6.4%	−17.8%	$146.1B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FDEV vs EFA

FDEV

Fidelity International Multifactor

$14,654

EFA

iShares MSCI EAFE

$15,117

MeasureFDEVEFA

Fee0.18%0.32%

Cost on $10k a year$18$32

Yield3.23%3.21%

5 years, per year+7.9%+8.6%

3 years, per year+18.7%+18.7%

Worst drop · 1Y−8.5%−11.4%

Volatility · 1Y12.7%16.6%

3–1measures won
FDEV first

25.3%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

VWO vs IEMG

YTD

VanguardVWO

+5.6%

IEMGiShares

+11.4%

+5.6%Year to date+11.4%

2.2%Yield2.4%

$125BAssets$146B

2–0IEMG wins

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

Overlap: FDEV, EFA, IEMG, VT

Today

25.3%most shared, FDEV and EFA

FDEVEFAIEMGVT

FDEV—25.3%0.0%6.1%

EFA25.3%—0.0%17.5%

IEMG0.0%0.0%—8.5%

VT6.1%17.5%8.5%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$305most kept, FDEV

FDEV$323 − $18 = $305

EFA$321 − $32 = $289

IEMG$242 − $9 = $233

VT$155 − $6 = $149

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee