FDEV vs EFA

AFDEV

BEFA

Measures won4–2FDEV wins · of 6 · 5Y

$10,000 · 5Y$15,434EFA · VXUS $15,003

Lowest cost0.05%VXUS · $5 on $10k

Most income3.21%FDEV · $321 on $10k

Smallest drop−8.5%FDEV · worst fall in 1Y

Held in common25.0%FDEV and EFA

FDEV

EFA

Fidelity International Multifactor ETF · $276MiShares MSCI EAFE ETF · $78.1B

+20.0%3 years · per year$17,286 · $17,423+20.3%

+8.4%5 years · per year$14,939 · $15,434+9.1%

0.18%Expense ratio$18 · $32 on $10k · lower wins0.32%

3.21%12-mo yield$321 · $318 on $10k3.18%

−8.5%Worst dropSmaller wins−11.4%

12.4%VolatilityLower wins16.1%

4–2FDEV wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsFDEV · EFA

1.7%ROP.SW1.6%

1.8%SHEL.L1.4%

1.4%ASML.AS2.8%

1.5%NOVN.SW1.4%

Held in common25.0%

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	BEFA	iShares MSCI EAFE ETFRead Desk	0.32%	3.18%	+2.6%	+11.8%	+15.7%	+20.3%	+9.1%	−11.4%	$78.1B
2	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.37%	+2.0%	+12.0%	+15.0%	+21.0%	+8.5%	−11.3%	$163.2B
3	AFDEV	Fidelity International Multifactor ETFRead Desk	0.18%	3.21%	+2.1%	+12.3%	+18.9%	+20.0%	+8.4%	−8.5%	$276M
4	IEMG	iShares Core MSCI Emerging Markets ETFRead Desk	0.09%	2.40%	+0.9%	+12.4%	+11.8%	+21.0%	+6.5%	−13.8%	$147.8B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	BEFA	iShares MSCI EAFE ETFRead Desk	0.32%	3.18%	+2.6%	+11.8%	+15.7%	+20.3%	+9.1%	−11.4%	$78.1B
2	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.37%	+2.0%	+12.0%	+15.0%	+21.0%	+8.5%	−11.3%	$163.2B
3	AFDEV	Fidelity International Multifactor ETFRead Desk	0.18%	3.21%	+2.1%	+12.3%	+18.9%	+20.0%	+8.4%	−8.5%	$276M
4	IEMG	iShares Core MSCI Emerging Markets ETFRead Desk	0.09%	2.40%	+0.9%	+12.4%	+11.8%	+21.0%	+6.5%	−13.8%	$147.8B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FDEV vs EFA

FDEV

Fidelity International Multifactor

$14,939

EFA

iShares MSCI EAFE

$15,434

MeasureFDEVEFA

Fee0.18%0.32%

Cost on $10k a year$18$32

Yield3.21%3.18%

5 years, per year+8.4%+9.1%

3 years, per year+20.0%+20.3%

Worst drop · 1Y−8.5%−11.4%

Volatility · 1Y12.4%16.1%

3–2measures won
FDEV first

25.0%

holdings shared

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

VXUS vs IXUS

YTD

VanguardVXUS

+12.0%

IXUSiShares

+12.4%

+12.0%Year to date+12.4%

2.4%Yield3.0%

$163BAssets$58.4B

2–0IXUS wins

End-of-day Nov 4, 2026

VWO vs IEMG

YTD

VanguardVWO

+5.0%

IEMGiShares

+12.4%

+5.0%Year to date+12.4%

2.2%Yield2.4%

$125BAssets$148B

2–0IEMG wins

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

Overlap: FDEV, EFA, VXUS, IEMG

Today

45.7%most shared, EFA and VXUS

FDEVEFAVXUSIEMG

FDEV—25.0%16.0%0.0%

EFA25.0%—45.7%0.0%

VXUS16.0%45.7%—24.8%

IEMG0.0%0.0%24.8%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$303most kept, FDEV

FDEV$321 − $18 = $303

EFA$318 − $32 = $286

VXUS$237 − $5 = $232

IEMG$240 − $9 = $231

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee