FNDF vs FDEV

AFNDF

BFDEV

Measures won2–4FDEV wins · of 6 · 5Y

$10,000 · 5Y$18,872FNDF · VEA $15,497

Lowest cost0.03%VEA · $3 on $10k

Most income3.36%IEFA · $336 on $10k

Smallest drop−8.5%FDEV · worst fall in 1Y

Held in common25.5%FNDF and FDEV

FNDF

FDEV

Schwab Fundamental International Large Company Index ETF · $25.2BFidelity International Multifactor ETF · $284M

+23.7%3 years · per year$18,931 · $16,738+18.7%

+13.5%5 years · per year$18,872 · $14,654+7.9%

0.25%Expense ratio$25 · $18 on $10k · lower wins0.18%

3.03%12-mo yield$303 · $323 on $10k3.23%

−10.6%Worst dropSmaller wins−8.5%

16.7%VolatilityLower wins12.7%

2–4FDEV wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsFNDF · FDEV

2.9%SHEL.L1.7%

1.8%TTE.PA1.3%

1.1%ROP.SW1.7%

1.0%HSBA.L1.1%

Held in common25.5%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	AFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	3.03%	+2.4%	+20.2%	+27.8%	+23.7%	+13.5%	−10.6%	$25.2B
2	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.44%	+2.9%	+12.9%	+18.8%	+20.5%	+9.2%	−11.6%	$231.6B
3	IEFA	iShares Core MSCI EAFE ETFRead Desk	0.07%	3.36%	+3.2%	+11.1%	+15.8%	+18.9%	+8.3%	−11.5%	$187.1B
4	BFDEV	Fidelity International Multifactor ETFRead Desk	0.18%	3.23%	+2.3%	+11.8%	+18.5%	+18.7%	+7.9%	−8.5%	$284M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	AFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	3.03%	+2.4%	+20.2%	+27.8%	+23.7%	+13.5%	−10.6%	$25.2B
2	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.44%	+2.9%	+12.9%	+18.8%	+20.5%	+9.2%	−11.6%	$231.6B
3	IEFA	iShares Core MSCI EAFE ETFRead Desk	0.07%	3.36%	+3.2%	+11.1%	+15.8%	+18.9%	+8.3%	−11.5%	$187.1B
4	BFDEV	Fidelity International Multifactor ETFRead Desk	0.18%	3.23%	+2.3%	+11.8%	+18.5%	+18.7%	+7.9%	−8.5%	$284M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FNDF vs FDEV

FNDF

Schwab Fundamental International Large Company Index

$18,872

FDEV

Fidelity International Multifactor

$14,654

MeasureFNDFFDEV

Fee0.25%0.18%

Cost on $10k a year$25$18

Yield3.03%3.23%

5 years, per year+13.5%+7.9%

3 years, per year+23.7%+18.7%

Worst drop · 1Y−10.6%−8.5%

Volatility · 1Y16.7%12.7%

4–2measures won
FDEV first

25.5%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

Overlap: FDEV, FNDF, VEA, IEFA

Today

71.0%most shared, VEA and IEFA

FDEVFNDFVEAIEFA

FDEV—25.5%21.5%23.1%

FNDF25.5%—59.8%58.0%

VEA21.5%59.8%—71.0%

IEFA23.1%58.0%71.0%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$329most kept, IEFA

IEFA$336 − $7 = $329

FDEV$323 − $18 = $305

FNDF$303 − $25 = $278

VEA$244 − $3 = $241

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee