FNDF vs FDEV

AFNDF

BFDEV

Measures won2–4FDEV wins · of 6 · 5Y

$10,000 · 5Y$18,637FNDF · VT $15,649

Lowest cost0.03%VEA · $3 on $10k

Most income3.30%FDEV · $330 on $10k

Smallest drop−8.5%FDEV · worst fall in 1Y

Held in common25.3%FNDF and FDEV

FNDF

FDEV

Schwab Fundamental International Large Company Index ETF · $25.2BFidelity International Multifactor ETF · $284M

+23.6%3 years · per year$18,863 · $16,607+18.4%

+13.3%5 years · per year$18,637 · $14,443+7.6%

0.25%Expense ratio$25 · $18 on $10k · lower wins0.18%

3.10%12-mo yield$310 · $330 on $10k3.30%

−10.6%Worst dropSmaller wins−8.5%

16.6%VolatilityLower wins12.5%

2–4FDEV wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsFNDF · FDEV

2.9%SHEL.L1.7%

1.8%TTE.PA1.3%

1.0%ROP.SW1.7%

1.0%HSBA.L1.1%

Held in common25.3%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	AFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	3.10%	−0.9%	+17.4%	+24.6%	+23.6%	+13.3%	−10.6%	$25.2B
2	VT	Vanguard Total World Stock ETFRead Desk	0.06%	1.59%	+0.2%	+8.5%	+10.4%	+20.7%	+9.4%	−9.7%	$81.8B
3	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.51%	−0.4%	+9.7%	+14.8%	+20.3%	+8.7%	−11.6%	$231.6B
4	BFDEV	Fidelity International Multifactor ETFRead Desk	0.18%	3.30%	−1.2%	+9.2%	+15.8%	+18.4%	+7.6%	−8.5%	$284M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	AFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	3.10%	−0.9%	+17.4%	+24.6%	+23.6%	+13.3%	−10.6%	$25.2B
2	VT	Vanguard Total World Stock ETFRead Desk	0.06%	1.59%	+0.2%	+8.5%	+10.4%	+20.7%	+9.4%	−9.7%	$81.8B
3	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.51%	−0.4%	+9.7%	+14.8%	+20.3%	+8.7%	−11.6%	$231.6B
4	BFDEV	Fidelity International Multifactor ETFRead Desk	0.18%	3.30%	−1.2%	+9.2%	+15.8%	+18.4%	+7.6%	−8.5%	$284M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FNDF vs FDEV

FNDF

Schwab Fundamental International Large Company Index

$18,636

FDEV

Fidelity International Multifactor

$14,443

MeasureFNDFFDEV

Fee0.25%0.18%

Cost on $10k a year$25$18

Yield3.10%3.30%

5 years, per year+13.3%+7.6%

3 years, per year+23.6%+18.4%

Worst drop · 1Y−10.6%−8.5%

Volatility · 1Y16.6%12.5%

4–2measures won
FDEV first

25.3%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

VEA vs IEFA

YTD

VanguardVEA

+9.7%

IEFAiShares

+7.7%

+9.7%Year to date+7.7%

2.5%Yield3.5%

$232BAssets$187B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

Overlap: FDEV, FNDF, VT, VEA

Today

59.8%most shared, FNDF and VEA

FDEVFNDFVTVEA

FDEV—25.3%6.1%21.4%

FNDF25.3%—19.9%59.8%

VT6.1%19.9%—23.3%

VEA21.4%59.8%23.3%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$312most kept, FDEV

FDEV$330 − $18 = $312

FNDF$310 − $25 = $285

VEA$251 − $3 = $248

VT$159 − $6 = $153

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee