FDEV vs IEFA

AFDEV

BIEFA

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$15,147VEA · IEFA $14,620

Lowest cost0.03%VEA · $3 on $10k

Most income3.44%IEFA · $344 on $10k

Smallest drop−8.5%FDEV · worst fall in 1Y

Held in common23.0%FDEV and IEFA

FDEV

IEFA

Fidelity International Multifactor ETF · $276MiShares Core MSCI EAFE ETF · $193B

+19.3%3 years · per year$16,970 · $16,931+19.2%

+7.8%5 years · per year$14,539 · $14,620+7.9%

0.18%Expense ratio$18 · $7 on $10k · lower wins0.07%

3.26%12-mo yield$326 · $344 on $10k3.44%

−8.5%Worst dropSmaller wins−11.5%

12.5%VolatilityLower wins16.2%

3–3Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsFDEV · IEFA

1.7%ROP.SW1.4%

1.3%ASML.AS2.3%

1.5%NOVN.SW1.2%

1.7%SHEL.L1.2%

Held in common23.0%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.50%	−3.7%	+10.2%	+16.0%	+20.9%	+8.7%	−11.6%	$231.6B
2	BIEFA	iShares Core MSCI EAFE ETFRead Desk	0.07%	3.44%	−3.0%	+8.5%	+13.5%	+19.2%	+7.9%	−11.5%	$193.1B
3	AFDEV	Fidelity International Multifactor ETFRead Desk	0.18%	3.26%	−1.6%	+10.5%	+18.0%	+19.3%	+7.8%	−8.5%	$276M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.50%	−3.7%	+10.2%	+16.0%	+20.9%	+8.7%	−11.6%	$231.6B
2	BIEFA	iShares Core MSCI EAFE ETFRead Desk	0.07%	3.44%	−3.0%	+8.5%	+13.5%	+19.2%	+7.9%	−11.5%	$193.1B
3	AFDEV	Fidelity International Multifactor ETFRead Desk	0.18%	3.26%	−1.6%	+10.5%	+18.0%	+19.3%	+7.8%	−8.5%	$276M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FDEV vs IEFA

FDEV

Fidelity International Multifactor

$14,539

IEFA

iShares Core MSCI EAFE

$14,620

MeasureFDEVIEFA

Fee0.18%0.07%

Cost on $10k a year$18$7

Yield3.26%3.44%

5 years, per year+7.8%+7.9%

3 years, per year+19.3%+19.2%

Worst drop · 1Y−8.5%−11.5%

Volatility · 1Y12.5%16.2%

3–3measures won
level

23.0%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026

Overlap: FDEV, IEFA, VEA

Today

71.6%most shared, IEFA and VEA

FDEVIEFAVEA

FDEV—23.0%21.5%

IEFA23.0%—71.6%

VEA21.5%71.6%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$337most kept, IEFA

IEFA$344 − $7 = $337

FDEV$326 − $18 = $308

VEA$250 − $3 = $247

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee