FDEV vs IEFA

AFDEV

BIEFA

Measures won2–4IEFA wins · of 6 · 5Y

$10,000 · 5Y$15,228IEFA · VXUS $15,003

Lowest cost0.05%VXUS · $5 on $10k

Most income3.34%IEFA · $334 on $10k

Smallest drop−8.5%FDEV · worst fall in 1Y

Held in common22.9%FDEV and IEFA

FDEV

IEFA

Fidelity International Multifactor ETF · $276MiShares Core MSCI EAFE ETF · $193B

+20.0%3 years · per year$17,286 · $17,523+20.6%

+8.4%5 years · per year$14,939 · $15,228+8.8%

0.18%Expense ratio$18 · $7 on $10k · lower wins0.07%

3.21%12-mo yield$321 · $334 on $10k3.34%

−8.5%Worst dropSmaller wins−11.5%

12.4%VolatilityLower wins16.0%

2–4IEFA wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsFDEV · IEFA

1.4%ASML.AS2.4%

1.7%ROP.SW1.3%

1.8%SHEL.L1.2%

1.5%NOVN.SW1.2%

Held in common22.9%

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BIEFA	iShares Core MSCI EAFE ETFRead Desk	0.07%	3.34%	+2.5%	+11.9%	+15.8%	+20.6%	+8.8%	−11.5%	$193.1B
2	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.37%	+2.0%	+12.0%	+15.0%	+21.0%	+8.5%	−11.3%	$163.2B
3	AFDEV	Fidelity International Multifactor ETFRead Desk	0.18%	3.21%	+2.1%	+12.3%	+18.9%	+20.0%	+8.4%	−8.5%	$276M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BIEFA	iShares Core MSCI EAFE ETFRead Desk	0.07%	3.34%	+2.5%	+11.9%	+15.8%	+20.6%	+8.8%	−11.5%	$193.1B
2	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.37%	+2.0%	+12.0%	+15.0%	+21.0%	+8.5%	−11.3%	$163.2B
3	AFDEV	Fidelity International Multifactor ETFRead Desk	0.18%	3.21%	+2.1%	+12.3%	+18.9%	+20.0%	+8.4%	−8.5%	$276M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FDEV vs IEFA

FDEV

Fidelity International Multifactor

$14,939

IEFA

iShares Core MSCI EAFE

$15,228

MeasureFDEVIEFA

Fee0.18%0.07%

Cost on $10k a year$18$7

Yield3.21%3.34%

5 years, per year+8.4%+8.8%

3 years, per year+20.0%+20.6%

Worst drop · 1Y−8.5%−11.5%

Volatility · 1Y12.4%16.0%

4–2measures won
IEFA first

22.9%

holdings shared

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

VXUS vs IXUS

YTD

VanguardVXUS

+12.0%

IXUSiShares

+12.4%

+12.0%Year to date+12.4%

2.4%Yield3.0%

$163BAssets$58.4B

2–0IXUS wins

End-of-day Nov 4, 2026

VEA vs IEFA

YTD

VanguardVEA

+14.4%

IEFAiShares

+11.9%

+14.4%Year to date+11.9%

2.4%Yield3.3%

$232BAssets$193B

1–1level

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

Overlap: FDEV, IEFA, VXUS

Today

49.9%most shared, IEFA and VXUS

FDEVIEFAVXUS

FDEV—22.9%16.0%

IEFA22.9%—49.9%

VXUS16.0%49.9%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$327most kept, IEFA

IEFA$334 − $7 = $327

FDEV$321 − $18 = $303

VXUS$237 − $5 = $232

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee