FDEV vs IEFA

AFDEV

BIEFA

Measures won2–4IEFA wins · of 6 · 5Y

$10,000 · 5Y$15,197VEA · IEFA $14,591

Lowest cost0.03%VEA · $3 on $10k

Most income3.47%IEFA · $347 on $10k

Smallest drop−8.5%FDEV · worst fall in 1Y

Held in common22.9%FDEV and IEFA

FDEV

IEFA

Fidelity International Multifactor ETF · $284MiShares Core MSCI EAFE ETF · $189B

+18.4%3 years · per year$16,607 · $16,646+18.5%

+7.6%5 years · per year$14,443 · $14,591+7.8%

0.18%Expense ratio$18 · $7 on $10k · lower wins0.07%

3.30%12-mo yield$330 · $347 on $10k3.47%

−8.5%Worst dropSmaller wins−11.5%

12.5%VolatilityLower wins16.2%

2–4IEFA wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsFDEV · IEFA

1.7%ROP.SW1.3%

1.2%ASML.AS2.2%

1.5%NOVN.SW1.2%

1.7%SHEL.L1.2%

Held in common22.9%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.51%	−0.4%	+9.7%	+14.8%	+20.3%	+8.7%	−11.6%	$231.6B
2	BIEFA	iShares Core MSCI EAFE ETFRead Desk	0.07%	3.47%	−0.8%	+7.7%	+11.9%	+18.5%	+7.8%	−11.5%	$188.8B
3	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.45%	+0.1%	+8.1%	+11.6%	+19.2%	+7.7%	−11.3%	$163.2B
4	AFDEV	Fidelity International Multifactor ETFRead Desk	0.18%	3.30%	−1.2%	+9.2%	+15.8%	+18.4%	+7.6%	−8.5%	$284M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.51%	−0.4%	+9.7%	+14.8%	+20.3%	+8.7%	−11.6%	$231.6B
2	BIEFA	iShares Core MSCI EAFE ETFRead Desk	0.07%	3.47%	−0.8%	+7.7%	+11.9%	+18.5%	+7.8%	−11.5%	$188.8B
3	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.45%	+0.1%	+8.1%	+11.6%	+19.2%	+7.7%	−11.3%	$163.2B
4	AFDEV	Fidelity International Multifactor ETFRead Desk	0.18%	3.30%	−1.2%	+9.2%	+15.8%	+18.4%	+7.6%	−8.5%	$284M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FDEV vs IEFA

FDEV

Fidelity International Multifactor

$14,443

IEFA

iShares Core MSCI EAFE

$14,591

MeasureFDEVIEFA

Fee0.18%0.07%

Cost on $10k a year$18$7

Yield3.30%3.47%

5 years, per year+7.6%+7.8%

3 years, per year+18.4%+18.5%

Worst drop · 1Y−8.5%−11.5%

Volatility · 1Y12.5%16.2%

4–2measures won
IEFA first

22.9%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

VXUS vs IXUS

YTD

VanguardVXUS

+8.1%

IXUSiShares

+8.2%

+8.1%Year to date+8.2%

2.5%Yield3.1%

$163BAssets$56.4B

2–0IXUS wins

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

Overlap: FDEV, IEFA, VXUS, VEA

Today

71.3%most shared, IEFA and VEA

FDEVIEFAVXUSVEA

FDEV—22.9%15.8%21.4%

IEFA22.9%—50.0%71.3%

VXUS15.8%50.0%—65.3%

VEA21.4%71.3%65.3%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$340most kept, IEFA

IEFA$347 − $7 = $340

FDEV$330 − $18 = $312

VEA$251 − $3 = $248

VXUS$245 − $5 = $240

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee