FDEV vs SCHF

AFDEV

BSCHF

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$15,397SCHF · VEA $15,197

Lowest cost0.03%SCHF · $3 on $10k

Most income3.47%IEFA · $347 on $10k

Smallest drop−8.5%FDEV · worst fall in 1Y

Held in common24.9%FDEV and SCHF

FDEV

SCHF

Fidelity International Multifactor ETF · $284MSchwab International Equity ETF · $67.8B

+18.4%3 years · per year$16,607 · $17,419+20.3%

+7.6%5 years · per year$14,443 · $15,397+9.0%

0.18%Expense ratio$18 · $3 on $10k · lower wins0.03%

3.30%12-mo yield$330 · $319 on $10k3.19%

−8.5%Worst dropSmaller wins−11.5%

12.5%VolatilityLower wins18.2%

3–3Level

$10,000 · 5 yearsAll four, one scale

Shared top holdingsFDEV · SCHF

1.2%ASML.AS1.9%

1.7%ROP.SW1.2%

1.5%NOVN.SW1.1%

1.1%HSBA.L1.0%

Held in common24.9%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	BSCHF	Schwab International Equity ETFRead Desk	0.03%	3.19%	−0.3%	+10.4%	+15.3%	+20.3%	+9.0%	−11.5%	$67.8B
2	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.51%	−0.4%	+9.7%	+14.8%	+20.3%	+8.7%	−11.6%	$231.6B
3	IEFA	iShares Core MSCI EAFE ETFRead Desk	0.07%	3.47%	−0.8%	+7.7%	+11.9%	+18.5%	+7.8%	−11.5%	$188.8B
4	AFDEV	Fidelity International Multifactor ETFRead Desk	0.18%	3.30%	−1.2%	+9.2%	+15.8%	+18.4%	+7.6%	−8.5%	$284M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	BSCHF	Schwab International Equity ETFRead Desk	0.03%	3.19%	−0.3%	+10.4%	+15.3%	+20.3%	+9.0%	−11.5%	$67.8B
2	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.51%	−0.4%	+9.7%	+14.8%	+20.3%	+8.7%	−11.6%	$231.6B
3	IEFA	iShares Core MSCI EAFE ETFRead Desk	0.07%	3.47%	−0.8%	+7.7%	+11.9%	+18.5%	+7.8%	−11.5%	$188.8B
4	AFDEV	Fidelity International Multifactor ETFRead Desk	0.18%	3.30%	−1.2%	+9.2%	+15.8%	+18.4%	+7.6%	−8.5%	$284M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FDEV vs SCHF

FDEV

Fidelity International Multifactor

$14,443

SCHF

Schwab International Equity

$15,397

MeasureFDEVSCHF

Fee0.18%0.03%

Cost on $10k a year$18$3

Yield3.30%3.19%

5 years, per year+7.6%+9.0%

3 years, per year+18.4%+20.3%

Worst drop · 1Y−8.5%−11.5%

Volatility · 1Y12.5%18.2%

3–3measures won
level

24.9%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

Overlap: FDEV, SCHF, IEFA, VEA

Today

84.3%most shared, SCHF and VEA

FDEVSCHFIEFAVEA

FDEV—24.9%22.9%21.4%

SCHF24.9%—78.6%84.3%

IEFA22.9%78.6%—71.3%

VEA21.4%84.3%71.3%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$340most kept, IEFA

IEFA$347 − $7 = $340

SCHF$319 − $3 = $316

FDEV$330 − $18 = $312

VEA$251 − $3 = $248

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee