FDEV vs SCHF

AFDEV

BSCHF

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$15,576VT · SCHF $15,351

Lowest cost0.03%SCHF · $3 on $10k

Most income3.26%FDEV · $326 on $10k

Smallest drop−8.5%FDEV · worst fall in 1Y

Held in common24.9%FDEV and SCHF

FDEV

SCHF

Fidelity International Multifactor ETF · $284MSchwab International Equity ETF · $67.8B

+19.3%3 years · per year$16,970 · $17,665+20.9%

+7.8%5 years · per year$14,539 · $15,351+8.9%

0.18%Expense ratio$18 · $3 on $10k · lower wins0.03%

3.26%12-mo yield$326 · $318 on $10k3.18%

−8.5%Worst dropSmaller wins−11.5%

12.5%VolatilityLower wins18.2%

3–3Level

$10,000 · 5 yearsAll four, one scale

Shared top holdingsFDEV · SCHF

1.3%ASML.AS2.0%

1.7%ROP.SW1.2%

1.5%NOVN.SW1.1%

1.1%HSBA.L1.1%

Held in common24.9%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	VT	Vanguard Total World Stock ETFRead Desk	0.06%	1.59%	−4.1%	+8.2%	+10.7%	+21.0%	+9.3%	−9.7%	$81.8B
2	BSCHF	Schwab International Equity ETFRead Desk	0.03%	3.18%	−3.7%	+10.8%	+16.4%	+20.9%	+8.9%	−11.5%	$67.8B
3	AFDEV	Fidelity International Multifactor ETFRead Desk	0.18%	3.26%	−1.6%	+10.5%	+18.0%	+19.3%	+7.8%	−8.5%	$284M
4	IEMG	iShares Core MSCI Emerging Markets ETFRead Desk	0.09%	2.54%	−5.6%	+6.0%	+7.5%	+18.9%	+5.3%	−17.8%	$139.4B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	VT	Vanguard Total World Stock ETFRead Desk	0.06%	1.59%	−4.1%	+8.2%	+10.7%	+21.0%	+9.3%	−9.7%	$81.8B
2	BSCHF	Schwab International Equity ETFRead Desk	0.03%	3.18%	−3.7%	+10.8%	+16.4%	+20.9%	+8.9%	−11.5%	$67.8B
3	AFDEV	Fidelity International Multifactor ETFRead Desk	0.18%	3.26%	−1.6%	+10.5%	+18.0%	+19.3%	+7.8%	−8.5%	$284M
4	IEMG	iShares Core MSCI Emerging Markets ETFRead Desk	0.09%	2.54%	−5.6%	+6.0%	+7.5%	+18.9%	+5.3%	−17.8%	$139.4B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FDEV vs SCHF

FDEV

Fidelity International Multifactor

$14,539

SCHF

Schwab International Equity

$15,351

MeasureFDEVSCHF

Fee0.18%0.03%

Cost on $10k a year$18$3

Yield3.26%3.18%

5 years, per year+7.8%+8.9%

3 years, per year+19.3%+20.9%

Worst drop · 1Y−8.5%−11.5%

Volatility · 1Y12.5%18.2%

3–3measures won
level

24.9%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

VWO vs IEMG

YTD

VanguardVWO

+1.2%

IEMGiShares

+6.0%

+1.2%Year to date+6.0%

2.2%Yield2.5%

$125BAssets$139B

2–0IEMG wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: FDEV, SCHF, IEMG, VT

Today

24.9%most shared, FDEV and SCHF

FDEVSCHFIEMGVT

FDEV—24.9%0.0%6.1%

SCHF24.9%—8.6%22.6%

IEMG0.0%8.6%—8.5%

VT6.1%22.6%8.5%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$315most kept, SCHF

SCHF$318 − $3 = $315

FDEV$326 − $18 = $308

IEMG$254 − $9 = $245

VT$159 − $6 = $153

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee