FDEV vs SCHF

AFDEV

BSCHF

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$15,957VT · SCHF $15,685

Lowest cost0.03%SCHF · $3 on $10k

Most income3.36%IEFA · $336 on $10k

Smallest drop−8.5%FDEV · worst fall in 1Y

Held in common25.1%FDEV and SCHF

FDEV

SCHF

Fidelity International Multifactor ETF · $284MSchwab International Equity ETF · $67.0B

+18.7%3 years · per year$16,738 · $17,539+20.6%

+7.9%5 years · per year$14,654 · $15,685+9.4%

0.18%Expense ratio$18 · $3 on $10k · lower wins0.03%

3.23%12-mo yield$323 · $311 on $10k3.10%

−8.5%Worst dropSmaller wins−11.5%

12.7%VolatilityLower wins18.4%

3–3Level

$10,000 · 5 yearsAll four, one scale

Shared top holdingsFDEV · SCHF

1.3%ASML.AS2.0%

1.7%ROP.SW1.2%

1.5%NOVN.SW1.1%

1.1%HSBA.L1.1%

Held in common25.1%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	VT	Vanguard Total World Stock ETFRead Desk	0.06%	1.55%	+2.6%	+11.3%	+14.3%	+20.9%	+9.8%	−9.7%	$81.8B
2	BSCHF	Schwab International Equity ETFRead Desk	0.03%	3.10%	+2.9%	+13.6%	+19.1%	+20.6%	+9.4%	−11.5%	$67.0B
3	IEFA	iShares Core MSCI EAFE ETFRead Desk	0.07%	3.36%	+3.2%	+11.1%	+15.8%	+18.9%	+8.3%	−11.5%	$192.8B
4	AFDEV	Fidelity International Multifactor ETFRead Desk	0.18%	3.23%	+2.3%	+11.8%	+18.5%	+18.7%	+7.9%	−8.5%	$284M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	VT	Vanguard Total World Stock ETFRead Desk	0.06%	1.55%	+2.6%	+11.3%	+14.3%	+20.9%	+9.8%	−9.7%	$81.8B
2	BSCHF	Schwab International Equity ETFRead Desk	0.03%	3.10%	+2.9%	+13.6%	+19.1%	+20.6%	+9.4%	−11.5%	$67.0B
3	IEFA	iShares Core MSCI EAFE ETFRead Desk	0.07%	3.36%	+3.2%	+11.1%	+15.8%	+18.9%	+8.3%	−11.5%	$192.8B
4	AFDEV	Fidelity International Multifactor ETFRead Desk	0.18%	3.23%	+2.3%	+11.8%	+18.5%	+18.7%	+7.9%	−8.5%	$284M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FDEV vs SCHF

FDEV

Fidelity International Multifactor

$14,654

SCHF

Schwab International Equity

$15,685

MeasureFDEVSCHF

Fee0.18%0.03%

Cost on $10k a year$18$3

Yield3.23%3.10%

5 years, per year+7.9%+9.4%

3 years, per year+18.7%+20.6%

Worst drop · 1Y−8.5%−11.5%

Volatility · 1Y12.7%18.4%

3–3measures won
level

25.1%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

VEA vs IEFA

YTD

VanguardVEA

+12.9%

IEFAiShares

+11.1%

+12.9%Year to date+11.1%

2.4%Yield3.4%

$232BAssets$193B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

Overlap: FDEV, SCHF, VT, IEFA

Today

78.5%most shared, SCHF and IEFA

FDEVSCHFVTIEFA

FDEV—25.1%6.1%23.1%

SCHF25.1%—22.6%78.5%

VT6.1%22.6%—17.9%

IEFA23.1%78.5%17.9%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$329most kept, IEFA

IEFA$336 − $7 = $329

SCHF$311 − $3 = $308

FDEV$323 − $18 = $305

VT$155 − $6 = $149

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee