FDEV vs SPY

AFDEV

BSPY

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$17,493SPY · VXUS $14,758

Lowest cost0.05%VXUS · $5 on $10k

Most income3.23%FDEV · $323 on $10k

Smallest drop−8.5%FDEV · worst fall in 1Y

Held in common0.0%FDEV and SPY

FDEV

SPY

Fidelity International Multifactor ETF · $284MState Street SPDR S&P 500 ETF · $778B

+18.7%3 years · per year$16,738 · $18,118+21.9%

+7.9%5 years · per year$14,654 · $17,493+11.8%

0.18%Expense ratio$18 · $9 on $10k · lower wins0.09%

3.23%12-mo yield$323 · $101 on $10k1.01%

−8.5%Worst dropSmaller wins−8.9%

12.7%VolatilityLower wins13.7%

3–3Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsFDEV · SPY

They share no top holdings, or holdings aren’t on file […]

Held in common0.0%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.01%	+2.4%	+11.2%	+13.5%	+21.9%	+11.8%	−8.9%	$777.9B
2	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.39%	+2.8%	+11.1%	+15.3%	+19.5%	+8.1%	−11.3%	$163.2B
3	AFDEV	Fidelity International Multifactor ETFRead Desk	0.18%	3.23%	+2.3%	+11.8%	+18.5%	+18.7%	+7.9%	−8.5%	$284M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.01%	+2.4%	+11.2%	+13.5%	+21.9%	+11.8%	−8.9%	$777.9B
2	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.39%	+2.8%	+11.1%	+15.3%	+19.5%	+8.1%	−11.3%	$163.2B
3	AFDEV	Fidelity International Multifactor ETFRead Desk	0.18%	3.23%	+2.3%	+11.8%	+18.5%	+18.7%	+7.9%	−8.5%	$284M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FDEV vs SPY

FDEV

Fidelity International Multifactor

$14,654

SPY

SPDR S&P 500

$17,493

MeasureFDEVSPY

Fee0.18%0.09%

Cost on $10k a year$18$9

Yield3.23%1.01%

5 years, per year+7.9%+11.8%

3 years, per year+18.7%+21.9%

Worst drop · 1Y−8.5%−8.9%

Volatility · 1Y12.7%13.7%

3–3measures won
level

0.0%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

VXUS vs IXUS

YTD

VanguardVXUS

+11.1%

IXUSiShares

+11.5%

+11.1%Year to date+11.5%

2.4%Yield3.0%

$163BAssets$56.4B

2–0IXUS wins

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

Overlap: FDEV, VXUS, SPY

Today

15.9%most shared, FDEV and VXUS

FDEVVXUSSPY

FDEV—15.9%0.0%

VXUS15.9%—0.0%

SPY0.0%0.0%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$305most kept, FDEV

FDEV$323 − $18 = $305

VXUS$239 − $5 = $234

SPY$101 − $9 = $92

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee