FDFF vs VOO

AFDFF

BVOO

Measures won0–5VOO wins · of 6 · 5Y

$10,000 · 5Y$18,068QQQ · VOO $17,543

Lowest cost0.03%VOO · $3 on $10k

Most income1.07%VOO · $107 on $10k

Smallest drop−8.9%VOO · worst fall in 1Y

Held in common2.6%FDFF and VOO

FDFF

VOO

Fidelity Disruptive Finance ETF · $44MVanguard S&P 500 ETF · $1.00T

+15.9%3 years · per year$15,555 · $18,159+22.0%

[…]5 years · per year[…] · $17,543+11.9%

0.50%Expense ratio$50 · $3 on $10k · lower wins0.03%

0.94%12-mo yield$94 · $107 on $10k1.07%

−18.1%Worst dropSmaller wins−8.9%

19.8%VolatilityLower wins13.7%

0–5VOO wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsFDFF · VOO

5.1%V0.9%

5.0%MA0.7%

10.2%BLK0.2%

5.3%COF0.2%

Held in common2.6%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	QQQ	Invesco QQQ Trust, Series 1Read Desk	0.18%	0.46%	+3.5%	+11.0%	+11.6%	+23.9%	+12.6%	−14.8%	$446.1B
2	BVOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.07%	+2.3%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$1.00T
3	AFDFF	Fidelity Disruptive Finance ETFRead Desk	0.50%	0.94%	+2.2%	+5.3%	+9.1%	+15.9%	new	−18.1%	$44M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	QQQ	Invesco QQQ Trust, Series 1Read Desk	0.18%	0.46%	+3.5%	+11.0%	+11.6%	+23.9%	+12.6%	−14.8%	$446.1B
2	BVOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.07%	+2.3%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$1.00T
3	AFDFF	Fidelity Disruptive Finance ETFRead Desk	0.50%	0.94%	+2.2%	+5.3%	+9.1%	+15.9%	new	−18.1%	$44M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FDFF vs VOO

FDFF

Fidelity Disruptive Finance

[…]

VOO

Vanguard S&P 500

$17,543

MeasureFDFFVOO

Fee0.50%0.03%

Cost on $10k a year$50$3

Yield0.94%1.07%

5 years, per year[…]+11.9%

3 years, per year+15.9%+22.0%

Worst drop · 1Y−18.1%−8.9%

Volatility · 1Y19.8%13.7%

5–0measures won
VOO first

2.6%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

QQQM vs QQQ

YTD

InvescoQQQM

+10.9%

QQQInvesco

+11.0%

+10.9%Year to date+11.0%

0.15% · $15Fee · on $10k a year0.18% · $18

$103BAssets$446B

1–1level

End-of-day Nov 9, 2026

VOO vs IVV

YTD

VanguardVOO

+11.3%

IVViShares

+11.3%

+11.3%Year to date+11.3%

1.1%Yield1.1%

$1.00TAssets$853B

0–0level

End-of-day Nov 9, 2026

Overlap: FDFF, VOO, QQQ

Today

54.9%most shared, VOO and QQQ

FDFFVOOQQQ

FDFF—2.6%0.6%

VOO2.6%—54.9%

QQQ0.6%54.9%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$104most kept, VOO

VOO$107 − $3 = $104

FDFF$94 − $50 = $44

QQQ$46 − $18 = $28

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee