FDIS vs EMTY

AFDIS

BEMTY

Measures won4–2FDIS wins · of 6 · 5Y

$10,000 · 5Y$15,474XLF · FDIS $12,079

Lowest cost0.08%FDIS · $8 on $10k

Most income3.27%EMTY · $327 on $10k

Smallest drop−14.6%EMTY · worst fall in 1Y

Held in common[…]FDIS and EMTY

FDIS

EMTY

Fidelity MSCI Consumer Discretionary Index ETF · $1.6BProShares - Decline of the Retail Store ETF · $3M

+15.8%3 years · per year$15,537 · $7,225−10.3%

+3.9%5 years · per year$12,079 · $8,469−3.3%

0.08%Expense ratio$8 · $65 on $10k · lower wins0.65%

0.76%12-mo yield$76 · $327 on $10k3.27%

−15.5%Worst dropSmaller wins−14.6%

19.7%VolatilityLower wins20.6%

4–2FDIS wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsFDIS · EMTY

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	XLF	State Street Financial Select Sector SPDR ETFRead Desk	0.08%	1.44%	−0.6%	+5.7%	+10.4%	+22.5%	+9.1%	−14.8%	$54.5B
2	AFDIS	Fidelity MSCI Consumer Discretionary Index ETFRead Desk	0.08%	0.76%	−0.2%	+0.1%	−0.6%	+15.8%	+3.9%	−15.5%	$1.6B
3	BEMTY	ProShares - Decline of the Retail Store ETFRead Desk	0.65%	3.27%	+2.0%	−6.9%	−5.9%	−10.3%	−3.3%	−14.6%	$3M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	XLF	State Street Financial Select Sector SPDR ETFRead Desk	0.08%	1.44%	−0.6%	+5.7%	+10.4%	+22.5%	+9.1%	−14.8%	$54.5B
2	AFDIS	Fidelity MSCI Consumer Discretionary Index ETFRead Desk	0.08%	0.76%	−0.2%	+0.1%	−0.6%	+15.8%	+3.9%	−15.5%	$1.6B
3	BEMTY	ProShares - Decline of the Retail Store ETFRead Desk	0.65%	3.27%	+2.0%	−6.9%	−5.9%	−10.3%	−3.3%	−14.6%	$3M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FDIS vs EMTY

FDIS

Fidelity MSCI Consumer Discretionary Index

$12,079

EMTY

ProShares - Decline of the Retail Store

$8,469

MeasureFDISEMTY

Fee0.08%0.65%

Cost on $10k a year$8$65

Yield0.76%3.27%

5 years, per year+3.9%−3.3%

3 years, per year+15.8%−10.3%

Worst drop · 1Y−15.5%−14.6%

Volatility · 1Y19.7%20.6%

4–2measures won
FDIS first

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$178BAssets$778B

2–0SPYM wins

End-of-day Nov 6, 2026

Overlap: FDIS, EMTY, XLF

Today

0.0%most shared, FDIS and XLF

FDISEMTYXLF

FDIS—[…]0.0%

EMTY[…]—[…]

XLF0.0%[…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$262most kept, EMTY

EMTY$327 − $65 = $262

XLF$144 − $8 = $136

FDIS$76 − $8 = $68

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee