FDIS vs XRT

AFDIS

BXRT

Measures won4–2FDIS wins · of 6 · 5Y

$10,000 · 5Y$12,246FDIS · XRT $10,207

Lowest cost0.08%FDIS · $8 on $10k

Most income0.84%XRT · $84 on $10k

Smallest drop−13.5%XRT · worst fall in 1Y

Held in common14.0%FDIS and XRT

FDIS

XRT

Fidelity MSCI Consumer Discretionary Index ETF · $1.6BState Street SPDR S&P Retail ETF · $439M

+17.1%3 years · per year$16,040 · $15,888+16.7%

+4.1%5 years · per year$12,246 · $10,207+0.4%

0.08%Expense ratio$8 · $35 on $10k · lower wins0.35%

0.76%12-mo yield$76 · $84 on $10k0.84%

−15.5%Worst dropSmaller wins−13.5%

19.0%VolatilityLower wins20.6%

4–2FDIS wins

$10,000 · 5 yearsOne scale

Shared top holdingsFDIS · XRT

2.3%TJX1.5%

21.0%AMZN1.3%

1.2%ORLY1.4%

1.1%ROST1.4%

Held in common14.0%

End-of-day Nov 3, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	AFDIS	Fidelity MSCI Consumer Discretionary Index ETFRead Desk		0.08%	0.76%	−0.7%	+0.2%	−0.1%	+17.1%	+4.1%	−15.5%	$1.6B
2	BXRT	State Street SPDR S&P Retail ETFRead Desk		0.35%	0.84%	−1.9%	+4.8%	+10.6%	+16.7%	+0.4%	−13.5%	$439M

End-of-day Nov 3, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	AFDIS	Fidelity MSCI Consumer Discretionary Index ETFRead Desk		0.08%	0.76%	−0.7%	+0.2%	−0.1%	+17.1%	+4.1%	−15.5%	$1.6B
2	BXRT	State Street SPDR S&P Retail ETFRead Desk		0.35%	0.84%	−1.9%	+4.8%	+10.6%	+16.7%	+0.4%	−13.5%	$439M

End-of-day Nov 3, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FDIS vs XRT

FDIS

Fidelity MSCI Consumer Discretionary Index

$12,246

XRT

SPDR S&P Retail

$10,207

MeasureFDISXRT

Fee0.08%0.35%

Cost on $10k a year$8$35

Yield0.76%0.84%

5 years, per year+4.1%+0.4%

3 years, per year+17.1%+16.7%

Worst drop · 1Y−15.5%−13.5%

Volatility · 1Y19.0%20.6%

4–1measures won
FDIS first

14.0%

holdings shared

Nov 3, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+7.5%

JEPIJ.P. Morgan

+7.0%

+7.5%Year to date+7.0%

12.3%Yield8.0%

$41.8BAssets$46.0B

2–0JEPQ wins

End-of-day Nov 3, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.5%

SPYSPDR

+11.5%

+11.5%Year to date+11.5%

1.0%Yield1.0%

$185BAssets$798B

0–0level

End-of-day Nov 3, 2026

Overlap: FDIS, XRT

Today

14.0%most shared, FDIS and XRT

FDISXRT

FDIS—14.0%

XRT14.0%—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$68most kept, FDIS

FDIS$76 − $8 = $68

XRT$84 − $35 = $49

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee