FDLS vs IQLT

AFDLS

BIQLT

Measures won1–4IQLT wins · of 6 · 5Y

$10,000 · 5Y$16,124VUG · IQLT $14,168

Lowest cost0.03%VO · $3 on $10k

Most income2.42%IQLT · $242 on $10k

Smallest drop−8.2%VO · worst fall in 1Y

Held in common0.1%FDLS and IQLT

FDLS

IQLT

Inspire Fidelis Multi Factor ETF · $256MiShares MSCI Intl Quality Factor ETF · $13.6B

+19.2%3 years · per year$16,927 · $16,090+17.2%

[…]5 years · per year[…] · $14,168+7.2%

0.66%Expense ratio$66 · $30 on $10k · lower wins0.30%

0.90%12-mo yield$90 · $242 on $10k2.42%

−10.8%Worst dropSmaller wins−10.4%

17.1%VolatilityLower wins15.4%

1–4IQLT wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsFDLS · IQLT

0.9%FUTU0.1%

Held in common0.1%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	VUG	Vanguard Morningstar Growth ETFRead Desk	0.03%	0.42%	+0.9%	+1.4%	+0.2%	+22.6%	+10.0%	−15.1%	$232.9B
2	BIQLT	iShares MSCI Intl Quality Factor ETFRead Desk	0.30%	2.42%	−0.8%	+10.5%	+14.3%	+17.2%	+7.2%	−10.4%	$13.6B
3	VO	Vanguard Morningstar Mid-Cap ETFRead Desk	0.03%	1.39%	−0.1%	+10.6%	+11.6%	+18.6%	+6.3%	−8.2%	$103.4B
4	AFDLS	Inspire Fidelis Multi Factor ETFRead Desk	0.66%	0.90%	0.0%	+10.3%	+12.7%	+19.2%	new	−10.8%	$256M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	VUG	Vanguard Morningstar Growth ETFRead Desk	0.03%	0.42%	+0.9%	+1.4%	+0.2%	+22.6%	+10.0%	−15.1%	$232.9B
2	BIQLT	iShares MSCI Intl Quality Factor ETFRead Desk	0.30%	2.42%	−0.8%	+10.5%	+14.3%	+17.2%	+7.2%	−10.4%	$13.6B
3	VO	Vanguard Morningstar Mid-Cap ETFRead Desk	0.03%	1.39%	−0.1%	+10.6%	+11.6%	+18.6%	+6.3%	−8.2%	$103.4B
4	AFDLS	Inspire Fidelis Multi Factor ETFRead Desk	0.66%	0.90%	0.0%	+10.3%	+12.7%	+19.2%	new	−10.8%	$256M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FDLS vs IQLT

FDLS

Inspire Fidelis Multi Factor

[…]

IQLT

iShares MSCI Intl Quality Factor

$14,168

MeasureFDLSIQLT

Fee0.66%0.30%

Cost on $10k a year$66$30

Yield0.90%2.42%

5 years, per year[…]+7.2%

3 years, per year+19.2%+17.2%

Worst drop · 1Y−10.8%−10.4%

Volatility · 1Y17.1%15.4%

4–1measures won
IQLT first

0.1%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

VUG vs SCHG

YTD

VanguardVUG

+1.4%

SCHGSchwab

+1.9%

+1.4%Year to date+1.9%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$59.1B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

Overlap: FDLS, IQLT, VO, VUG

Today

10.2%most shared, VO and VUG

FDLSIQLTVOVUG

FDLS—0.1%3.7%1.8%

IQLT0.1%—0.0%0.0%

VO3.7%0.0%—10.2%

VUG1.8%0.0%10.2%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$212most kept, IQLT

IQLT$242 − $30 = $212

VO$139 − $3 = $136

VUG$42 − $3 = $39

FDLS$90 − $66 = $24

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee