FDLS vs IQLT

AFDLS

BIQLT

Measures won1–4IQLT wins · of 6 · 5Y

$10,000 · 5Y$17,585VTV · VUG $16,124

Lowest cost0.03%VTV · $3 on $10k

Most income2.42%IQLT · $242 on $10k

Smallest drop−6.4%VTV · worst fall in 1Y

Held in common0.1%FDLS and IQLT

FDLS

IQLT

Inspire Fidelis Multi Factor ETF · $256MiShares MSCI Intl Quality Factor ETF · $13.6B

+19.2%3 years · per year$16,927 · $16,090+17.2%

[…]5 years · per year[…] · $14,168+7.2%

0.66%Expense ratio$66 · $30 on $10k · lower wins0.30%

0.90%12-mo yield$90 · $242 on $10k2.42%

−10.8%Worst dropSmaller wins−10.4%

17.1%VolatilityLower wins15.4%

1–4IQLT wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsFDLS · IQLT

0.9%FUTU0.1%

Held in common0.1%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	VTV	Vanguard Morningstar Value ETFRead Desk	0.03%	1.87%	−0.4%	+18.5%	+22.9%	+20.9%	+12.0%	−6.4%	$184.2B
2	VUG	Vanguard Morningstar Growth ETFRead Desk	0.03%	0.42%	+0.9%	+1.4%	+0.2%	+22.6%	+10.0%	−15.1%	$232.9B
3	BIQLT	iShares MSCI Intl Quality Factor ETFRead Desk	0.30%	2.42%	−0.8%	+10.5%	+14.3%	+17.2%	+7.2%	−10.4%	$13.6B
4	AFDLS	Inspire Fidelis Multi Factor ETFRead Desk	0.66%	0.90%	0.0%	+10.3%	+12.7%	+19.2%	new	−10.8%	$256M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	VTV	Vanguard Morningstar Value ETFRead Desk	0.03%	1.87%	−0.4%	+18.5%	+22.9%	+20.9%	+12.0%	−6.4%	$184.2B
2	VUG	Vanguard Morningstar Growth ETFRead Desk	0.03%	0.42%	+0.9%	+1.4%	+0.2%	+22.6%	+10.0%	−15.1%	$232.9B
3	BIQLT	iShares MSCI Intl Quality Factor ETFRead Desk	0.30%	2.42%	−0.8%	+10.5%	+14.3%	+17.2%	+7.2%	−10.4%	$13.6B
4	AFDLS	Inspire Fidelis Multi Factor ETFRead Desk	0.66%	0.90%	0.0%	+10.3%	+12.7%	+19.2%	new	−10.8%	$256M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FDLS vs IQLT

FDLS

Inspire Fidelis Multi Factor

[…]

IQLT

iShares MSCI Intl Quality Factor

$14,168

MeasureFDLSIQLT

Fee0.66%0.30%

Cost on $10k a year$66$30

Yield0.90%2.42%

5 years, per year[…]+7.2%

3 years, per year+19.2%+17.2%

Worst drop · 1Y−10.8%−10.4%

Volatility · 1Y17.1%15.4%

4–1measures won
IQLT first

0.1%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

VUG vs SCHG

YTD

VanguardVUG

+1.4%

SCHGSchwab

+1.9%

+1.4%Year to date+1.9%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$59.1B

1–1level

End-of-day Nov 6, 2026

VTV vs SCHV

YTD

VanguardVTV

+18.5%

SCHVSchwab

+16.2%

+18.5%Year to date+16.2%

1.9%Yield1.8%

$184BAssets$15.4B

2–0VTV wins

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

Overlap: FDLS, IQLT, VTV, VUG

Today

1.9%most shared, VTV and VUG

FDLSIQLTVTVVUG

FDLS—0.1%1.5%1.8%

IQLT0.1%—0.0%0.0%

VTV1.5%0.0%—1.9%

VUG1.8%0.0%1.9%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$212most kept, IQLT

IQLT$242 − $30 = $212

VTV$187 − $3 = $184

VUG$42 − $3 = $39

FDLS$90 − $66 = $24

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee