FDLS vs IQLT

AFDLS

BIQLT

Measures won2–3IQLT wins · of 6 · 5Y

$10,000 · 5Y$16,052VUG · IQLT $14,191

Lowest cost0.03%VUG · $3 on $10k

Most income2.40%IQLT · $240 on $10k

Smallest drop−8.2%VO · worst fall in 1Y

Held in common0.1%FDLS and IQLT

FDLS

IQLT

Inspire Fidelis Multi Factor ETF · $256MiShares MSCI Intl Quality Factor ETF · $13.6B

+22.1%3 years · per year$18,222 · $16,368+17.9%

[…]5 years · per year[…] · $14,191+7.3%

0.66%Expense ratio$66 · $30 on $10k · lower wins0.30%

0.86%12-mo yield$86 · $240 on $10k2.40%

−9.5%Worst dropSmaller wins−10.4%

16.5%VolatilityLower wins15.4%

2–3IQLT wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsFDLS · IQLT

0.9%FUTU0.1%

Held in common0.1%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	VUG	Vanguard Morningstar Growth ETFRead Desk	0.03%	0.43%	−5.5%	+0.5%	−0.6%	+22.8%	+9.9%	−15.1%	$232.9B
2	BIQLT	iShares MSCI Intl Quality Factor ETFRead Desk	0.30%	2.40%	−2.8%	+11.3%	+16.1%	+17.9%	+7.3%	−10.4%	$13.6B
3	VO	Vanguard Morningstar Mid-Cap ETFRead Desk	0.03%	1.39%	−3.5%	+10.7%	+12.4%	+18.9%	+6.4%	−8.2%	$103.4B
4	AFDLS	Inspire Fidelis Multi Factor ETFRead Desk	0.66%	0.86%	+0.7%	+16.0%	+19.2%	+22.1%	new	−9.5%	$256M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	VUG	Vanguard Morningstar Growth ETFRead Desk	0.03%	0.43%	−5.5%	+0.5%	−0.6%	+22.8%	+9.9%	−15.1%	$232.9B
2	BIQLT	iShares MSCI Intl Quality Factor ETFRead Desk	0.30%	2.40%	−2.8%	+11.3%	+16.1%	+17.9%	+7.3%	−10.4%	$13.6B
3	VO	Vanguard Morningstar Mid-Cap ETFRead Desk	0.03%	1.39%	−3.5%	+10.7%	+12.4%	+18.9%	+6.4%	−8.2%	$103.4B
4	AFDLS	Inspire Fidelis Multi Factor ETFRead Desk	0.66%	0.86%	+0.7%	+16.0%	+19.2%	+22.1%	new	−9.5%	$256M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FDLS vs IQLT

FDLS

Inspire Fidelis Multi Factor

[…]

IQLT

iShares MSCI Intl Quality Factor

$14,191

MeasureFDLSIQLT

Fee0.66%0.30%

Cost on $10k a year$66$30

Yield0.86%2.40%

5 years, per year[…]+7.3%

3 years, per year+22.1%+17.9%

Worst drop · 1Y−9.5%−10.4%

Volatility · 1Y16.5%15.4%

3–2measures won
IQLT first

0.1%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

VUG vs SCHG

YTD

VanguardVUG

+0.5%

SCHGSchwab

+0.9%

+0.5%Year to date+0.9%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$59.1B

1–1level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: FDLS, IQLT, VUG, VO

Today

10.2%most shared, VUG and VO

FDLSIQLTVUGVO

FDLS—0.1%2.0%3.6%

IQLT0.1%—0.0%0.0%

VUG2.0%0.0%—10.2%

VO3.6%0.0%10.2%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$210most kept, IQLT

IQLT$240 − $30 = $210

VO$139 − $3 = $136

VUG$43 − $3 = $40

FDLS$86 − $66 = $20

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee