FDLS vs QUAL

AFDLS

BQUAL

Measures won0–5QUAL wins · of 6 · 5Y

$10,000 · 5Y$16,382QUAL · VUG $16,124

Lowest cost0.03%VUG · $3 on $10k

Most income2.80%QUAL · $280 on $10k

Smallest drop−9.0%QUAL · worst fall in 1Y

Held in common0.7%FDLS and QUAL

FDLS

QUAL

Inspire Fidelis Multi Factor ETF · $256MiShares MSCI USA Quality Factor ETF · $47.5B

+19.2%3 years · per year$16,927 · $17,226+19.9%

[…]5 years · per year[…] · $16,382+10.4%

0.66%Expense ratio$66 · $15 on $10k · lower wins0.15%

0.90%12-mo yield$90 · $280 on $10k2.80%

−10.8%Worst dropSmaller wins−9.0%

17.1%VolatilityLower wins12.6%

0–5QUAL wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsFDLS · QUAL

1.1%EOG0.3%

0.7%TER0.2%

0.9%DVN0.2%

Held in common0.7%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BQUAL	iShares MSCI USA Quality Factor ETFRead Desk	0.15%	2.80%	+0.1%	+11.1%	+13.3%	+19.9%	+10.4%	−9.0%	$47.5B
2	VUG	Vanguard Morningstar Growth ETFRead Desk	0.03%	0.42%	+0.9%	+1.4%	+0.2%	+22.6%	+10.0%	−15.1%	$232.9B
3	AFDLS	Inspire Fidelis Multi Factor ETFRead Desk	0.66%	0.90%	0.0%	+10.3%	+12.7%	+19.2%	new	−10.8%	$256M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BQUAL	iShares MSCI USA Quality Factor ETFRead Desk	0.15%	2.80%	+0.1%	+11.1%	+13.3%	+19.9%	+10.4%	−9.0%	$47.5B
2	VUG	Vanguard Morningstar Growth ETFRead Desk	0.03%	0.42%	+0.9%	+1.4%	+0.2%	+22.6%	+10.0%	−15.1%	$232.9B
3	AFDLS	Inspire Fidelis Multi Factor ETFRead Desk	0.66%	0.90%	0.0%	+10.3%	+12.7%	+19.2%	new	−10.8%	$256M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FDLS vs QUAL

FDLS

Inspire Fidelis Multi Factor

[…]

QUAL

iShares MSCI USA Quality Factor

$16,382

MeasureFDLSQUAL

Fee0.66%0.15%

Cost on $10k a year$66$15

Yield0.90%2.80%

5 years, per year[…]+10.4%

3 years, per year+19.2%+19.9%

Worst drop · 1Y−10.8%−9.0%

Volatility · 1Y17.1%12.6%

5–0measures won
QUAL first

0.7%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

VUG vs SCHG

YTD

VanguardVUG

+1.4%

SCHGSchwab

+1.9%

+1.4%Year to date+1.9%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$59.1B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

Overlap: FDLS, QUAL, VUG

Today

43.4%most shared, QUAL and VUG

FDLSQUALVUG

FDLS—0.7%1.8%

QUAL0.7%—43.4%

VUG1.8%43.4%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$265most kept, QUAL

QUAL$280 − $15 = $265

VUG$42 − $3 = $39

FDLS$90 − $66 = $24

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee