FDLS vs SPYM

AFDLS

BSPYM

Measures won0–5SPYM wins · of 6 · 5Y

$10,000 · 5Y$17,192SPYM · VTI $16,375

Lowest cost0.02%SPYM · $2 on $10k

Most income1.09%VTI · $109 on $10k

Smallest drop−8.9%SPYM · worst fall in 1Y

Held in common1.9%FDLS and SPYM

FDLS

SPYM

Inspire Fidelis Multi Factor ETF · $256MState Street SPDR Portfolio S&P 500 ETF · $182B

+19.2%3 years · per year$16,927 · $18,082+21.8%

[…]5 years · per year[…] · $17,192+11.4%

0.66%Expense ratio$66 · $2 on $10k · lower wins0.02%

0.90%12-mo yield$90 · $105 on $10k1.05%

−10.8%Worst dropSmaller wins−8.9%

17.1%VolatilityLower wins13.6%

0–5SPYM wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsFDLS · SPYM

0.9%AVGO2.2%

0.6%SNDK0.2%

0.9%VLO0.2%

1.1%EOG0.1%

Held in common1.9%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BSPYM	State Street SPDR Portfolio S&P 500 ETFRead Desk	0.02%	1.05%	+0.3%	+8.8%	+9.8%	+21.8%	+11.4%	−8.9%	$181.7B
2	VTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.09%	+0.4%	+8.9%	+9.9%	+21.7%	+10.4%	−8.9%	$689.2B
3	AFDLS	Inspire Fidelis Multi Factor ETFRead Desk	0.66%	0.90%	0.0%	+10.3%	+12.7%	+19.2%	new	−10.8%	$256M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BSPYM	State Street SPDR Portfolio S&P 500 ETFRead Desk	0.02%	1.05%	+0.3%	+8.8%	+9.8%	+21.8%	+11.4%	−8.9%	$181.7B
2	VTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.09%	+0.4%	+8.9%	+9.9%	+21.7%	+10.4%	−8.9%	$689.2B
3	AFDLS	Inspire Fidelis Multi Factor ETFRead Desk	0.66%	0.90%	0.0%	+10.3%	+12.7%	+19.2%	new	−10.8%	$256M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FDLS vs SPYM

FDLS

Inspire Fidelis Multi Factor

[…]

SPYM

SPDR Portfolio S&P 500

$17,192

MeasureFDLSSPYM

Fee0.66%0.02%

Cost on $10k a year$66$2

Yield0.90%1.05%

5 years, per year[…]+11.4%

3 years, per year+19.2%+21.8%

Worst drop · 1Y−10.8%−8.9%

Volatility · 1Y17.1%13.6%

5–0measures won
SPYM first

1.9%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

VTI vs ITOT

YTD

VanguardVTI

+8.9%

ITOTiShares

+8.8%

+8.9%Year to date+8.8%

1.1%Yield1.0%

$689BAssets$92.8B

2–0VTI wins

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

Overlap: FDLS, SPYM, VTI

Today

85.5%most shared, SPYM and VTI

FDLSSPYMVTI

FDLS—1.9%2.5%

SPYM1.9%—85.5%

VTI2.5%85.5%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$106most kept, VTI

VTI$109 − $3 = $106

SPYM$105 − $2 = $103

FDLS$90 − $66 = $24

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee