FDLS vs USMV

AFDLS

BUSMV

Measures won1–4USMV wins · of 6 · 5Y

$10,000 · 5Y$14,754USMV

Lowest cost0.15%USMV · $15 on $10k

Most income1.35%USMV · $135 on $10k

Smallest drop−6.5%USMV · worst fall in 1Y

Held in common1.2%FDLS and USMV

FDLS

USMV

Inspire Fidelis Multi Factor ETF · $252MiShares MSCI USA Min Vol Factor ETF · $24.1B

+22.1%3 years · per year$18,222 · $15,388+15.5%

[…]5 years · per year[…] · $14,754+8.1%

0.66%Expense ratio$66 · $15 on $10k · lower wins0.15%

0.86%12-mo yield$86 · $135 on $10k1.35%

−9.5%Worst dropSmaller wins−6.5%

16.5%VolatilityLower wins8.7%

1–4USMV wins

$10,000 · 5 yearsOne scale

Shared top holdingsFDLS · USMV

1.0%AVGO0.8%

1.1%EOG0.2%

0.8%SNDK0.1%

0.8%TER0.1%

Held in common1.2%

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	BUSMV	iShares MSCI USA Min Vol Factor ETFRead Desk		0.15%	1.35%	+1.7%	+12.1%	+14.3%	+15.5%	+8.1%	−6.5%	$24.1B
2	AFDLS	Inspire Fidelis Multi Factor ETFRead Desk		0.66%	0.86%	+0.7%	+16.0%	+19.2%	+22.1%	new	−9.5%	$252M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	BUSMV	iShares MSCI USA Min Vol Factor ETFRead Desk		0.15%	1.35%	+1.7%	+12.1%	+14.3%	+15.5%	+8.1%	−6.5%	$24.1B
2	AFDLS	Inspire Fidelis Multi Factor ETFRead Desk		0.66%	0.86%	+0.7%	+16.0%	+19.2%	+22.1%	new	−9.5%	$252M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FDLS vs USMV

FDLS

Inspire Fidelis Multi Factor

[…]

USMV

iShares MSCI USA Min Vol Factor

$14,754

MeasureFDLSUSMV

Fee0.66%0.15%

Cost on $10k a year$66$15

Yield0.86%1.35%

5 years, per year[…]+8.1%

3 years, per year+22.1%+15.5%

Worst drop · 1Y−9.5%−6.5%

Volatility · 1Y16.5%8.7%

4–1measures won
USMV first

1.2%

holdings shared

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$41.8BAssets$46.0B

1–1level

End-of-day Nov 4, 2026

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$185BAssets$798B

1–0SPYM wins

End-of-day Nov 4, 2026

Overlap: FDLS, USMV

Today

1.2%most shared, FDLS and USMV

FDLSUSMV

FDLS—1.2%

USMV1.2%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$120most kept, USMV

USMV$135 − $15 = $120

FDLS$86 − $66 = $20

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee