FDLS vs VOO

AFDLS

BVOO

Measures won0–5VOO wins · of 6 · 5Y

$10,000 · 5Y$17,543VOO · SPY $17,493

Lowest cost0.03%VOO · $3 on $10k

Most income1.35%VO · $135 on $10k

Smallest drop−8.2%VO · worst fall in 1Y

Held in common2.1%FDLS and VOO

FDLS

VOO

Inspire Fidelis Multi Factor ETF · $243MVanguard S&P 500 ETF · $1.00T

+20.0%3 years · per year$17,264 · $18,159+22.0%

[…]5 years · per year[…] · $17,543+11.9%

0.66%Expense ratio$66 · $3 on $10k · lower wins0.03%

0.87%12-mo yield$87 · $107 on $10k1.07%

−10.8%Worst dropSmaller wins−8.9%

17.4%VolatilityLower wins13.7%

0–5VOO wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsFDLS · VOO

0.9%AVGO2.5%

0.6%SNDK0.4%

0.9%VLO0.2%

1.1%EOG0.1%

Held in common2.1%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	BVOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.07%	+2.3%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$1.00T
2	SPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.01%	+2.4%	+11.2%	+13.5%	+21.9%	+11.8%	−8.9%	$777.9B
3	VO	Vanguard Morningstar Mid-Cap ETFRead Desk	0.03%	1.35%	+2.7%	+13.6%	+15.6%	+18.8%	+6.8%	−8.2%	$103.4B
4	AFDLS	Inspire Fidelis Multi Factor ETFRead Desk	0.66%	0.87%	+3.6%	+14.2%	+18.7%	+20.0%	new	−10.8%	$243M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	BVOO	Vanguard S&P 500 ETFRead Desk	0.03%	1.07%	+2.3%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$1.00T
2	SPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.01%	+2.4%	+11.2%	+13.5%	+21.9%	+11.8%	−8.9%	$777.9B
3	VO	Vanguard Morningstar Mid-Cap ETFRead Desk	0.03%	1.35%	+2.7%	+13.6%	+15.6%	+18.8%	+6.8%	−8.2%	$103.4B
4	AFDLS	Inspire Fidelis Multi Factor ETFRead Desk	0.66%	0.87%	+3.6%	+14.2%	+18.7%	+20.0%	new	−10.8%	$243M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FDLS vs VOO

FDLS

Inspire Fidelis Multi Factor

[…]

VOO

Vanguard S&P 500

$17,543

MeasureFDLSVOO

Fee0.66%0.03%

Cost on $10k a year$66$3

Yield0.87%1.07%

5 years, per year[…]+11.9%

3 years, per year+20.0%+22.0%

Worst drop · 1Y−10.8%−8.9%

Volatility · 1Y17.4%13.7%

5–0measures won
VOO first

2.1%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

VOO vs IVV

YTD

VanguardVOO

+11.3%

IVViShares

+11.3%

+11.3%Year to date+11.3%

1.1%Yield1.1%

$1.00TAssets$875B

0–0level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

Overlap: FDLS, VOO, VO, SPY

Today

92.7%most shared, VOO and SPY

FDLSVOOVOSPY

FDLS—2.1%3.6%1.9%

VOO2.1%—15.4%92.7%

VO3.6%15.4%—16.1%

SPY1.9%92.7%16.1%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$132most kept, VO

VO$135 − $3 = $132

VOO$107 − $3 = $104

SPY$101 − $9 = $92

FDLS$87 − $66 = $21

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee