FDLS vs VTI

AFDLS

BVTI

Measures won0–5VTI wins · of 6 · 5Y

$10,000 · 5Y$18,060SPY · VTI $17,257

Lowest cost0.03%VTI · $3 on $10k

Most income1.05%VTI · $105 on $10k

Smallest drop−8.9%SPY · worst fall in 1Y

Held in common2.6%FDLS and VTI

FDLS

VTI

Inspire Fidelis Multi Factor ETF · $253MVanguard Morningstar Total Stock Market ETF · $689B

+22.1%3 years · per year$18,222 · $19,059+24.0%

[…]5 years · per year[…] · $17,257+11.5%

0.66%Expense ratio$66 · $3 on $10k · lower wins0.03%

0.86%12-mo yield$86 · $105 on $10k1.05%

−9.5%Worst dropSmaller wins−8.9%

16.5%VolatilityLower wins13.1%

0–5VTI wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsFDLS · VTI

1.0%AVGO2.3%

0.8%SNDK0.3%

0.9%VLO0.2%

1.1%EOG0.1%

Held in common2.6%

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	SPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	0.99%	+1.7%	+13.3%	+13.4%	+24.1%	+12.6%	−8.9%	$804.8B
2	BVTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.05%	+1.5%	+13.4%	+13.5%	+24.0%	+11.5%	−8.9%	$689.2B
3	AFDLS	Inspire Fidelis Multi Factor ETFRead Desk	0.66%	0.86%	+0.7%	+16.0%	+19.2%	+22.1%	new	−9.5%	$253M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	SPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	0.99%	+1.7%	+13.3%	+13.4%	+24.1%	+12.6%	−8.9%	$804.8B
2	BVTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.05%	+1.5%	+13.4%	+13.5%	+24.0%	+11.5%	−8.9%	$689.2B
3	AFDLS	Inspire Fidelis Multi Factor ETFRead Desk	0.66%	0.86%	+0.7%	+16.0%	+19.2%	+22.1%	new	−9.5%	$253M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FDLS vs VTI

FDLS

Inspire Fidelis Multi Factor

[…]

VTI

Vanguard Morningstar Total Stock Market

$17,257

MeasureFDLSVTI

Fee0.66%0.03%

Cost on $10k a year$66$3

Yield0.86%1.05%

5 years, per year[…]+11.5%

3 years, per year+22.1%+24.0%

Worst drop · 1Y−9.5%−8.9%

Volatility · 1Y16.5%13.1%

5–0measures won
VTI first

2.6%

holdings shared

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026

VTI vs ITOT

YTD

VanguardVTI

+13.4%

ITOTiShares

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$689BAssets$97.0B

1–0VTI wins

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

Overlap: FDLS, VTI, SPY

Today

86.9%most shared, VTI and SPY

FDLSVTISPY

FDLS—2.6%2.1%

VTI2.6%—86.9%

SPY2.1%86.9%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$102most kept, VTI

VTI$105 − $3 = $102

SPY$99 − $9 = $90

FDLS$86 − $66 = $20

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee