FFDI vs EFA

AFFDI

BEFA

Measures won0–4EFA wins · of 6 · 5Y

$10,000 · 5Y$15,197VEA · EFA $14,818

Lowest cost0.03%VEA · $3 on $10k

Most income3.30%EFA · $330 on $10k

Smallest drop−11.3%VXUS · worst fall in 1Y

Held in common31.8%FFDI and EFA

FFDI

EFA

Fidelity Covington Trust - Fidelity Fundamental Developed International ETF · $18MiShares MSCI EAFE ETF · $75.5B

[…]3 years · per year[…] · $16,576+18.3%

[…]5 years · per year[…] · $14,818+8.2%

0.55%Expense ratio$55 · $32 on $10k · lower wins0.32%

2.30%12-mo yield$230 · $330 on $10k3.30%

−11.9%Worst dropSmaller wins−11.4%

19.4%VolatilityLower wins16.3%

0–4EFA wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsFFDI · EFA

3.6%ASML.AS2.5%

2.9%ROP.SW1.6%

2.0%SHEL.L1.4%

2.3%8306.T1.1%

Held in common31.8%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.51%	−0.4%	+9.7%	+14.8%	+20.3%	+8.7%	−11.6%	$231.6B
2	BEFA	iShares MSCI EAFE ETFRead Desk	0.32%	3.30%	−0.8%	+7.8%	+11.9%	+18.3%	+8.2%	−11.4%	$75.5B
3	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.45%	+0.1%	+8.1%	+11.6%	+19.2%	+7.7%	−11.3%	$163.2B
4	AFFDI	Fidelity Covington Trust - Fidelity Fundamental Developed International ETFRead Desk	0.55%	2.30%	−0.3%	+0.4%	+1.4%	new	new	−11.9%	$18M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.51%	−0.4%	+9.7%	+14.8%	+20.3%	+8.7%	−11.6%	$231.6B
2	BEFA	iShares MSCI EAFE ETFRead Desk	0.32%	3.30%	−0.8%	+7.8%	+11.9%	+18.3%	+8.2%	−11.4%	$75.5B
3	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.45%	+0.1%	+8.1%	+11.6%	+19.2%	+7.7%	−11.3%	$163.2B
4	AFFDI	Fidelity Covington Trust - Fidelity Fundamental Developed International ETFRead Desk	0.55%	2.30%	−0.3%	+0.4%	+1.4%	new	new	−11.9%	$18M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FFDI vs EFA

FFDI

Fidelity Covington Trust - Fidelity Fundamental Developed International

[…]

EFA

iShares MSCI EAFE

$14,818

MeasureFFDIEFA

Fee0.55%0.32%

Cost on $10k a year$55$32

Yield2.30%3.30%

5 years, per year[…]+8.2%

3 years, per year[…]+18.3%

Worst drop · 1Y−11.9%−11.4%

Volatility · 1Y19.4%16.3%

4–0measures won
EFA first

31.8%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

VXUS vs IXUS

YTD

VanguardVXUS

+8.1%

IXUSiShares

+8.2%

+8.1%Year to date+8.2%

2.5%Yield3.1%

$163BAssets$56.4B

2–0IXUS wins

End-of-day Nov 6, 2026

VEA vs IEFA

YTD

VanguardVEA

+9.7%

IEFAiShares

+7.7%

+9.7%Year to date+7.7%

2.5%Yield3.5%

$232BAssets$187B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

Overlap: FFDI, EFA, VXUS, VEA

Today

65.3%most shared, VXUS and VEA

FFDIEFAVXUSVEA

FFDI—31.8%17.3%23.6%

EFA31.8%—45.8%63.2%

VXUS17.3%45.8%—65.3%

VEA23.6%63.2%65.3%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$298most kept, EFA

EFA$330 − $32 = $298

VEA$251 − $3 = $248

VXUS$245 − $5 = $240

FFDI$230 − $55 = $175

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee