FHLC vs SPY

AFHLC

BSPY

Measures won2–4SPY wins · of 6 · 5Y

$10,000 · 5Y$17,099SPY · FHLC $14,340

Lowest cost0.08%FHLC · $8 on $10k

Most income1.15%FHLC · $115 on $10k

Smallest drop−8.9%SPY · worst fall in 1Y

Held in common10.0%FHLC and SPY

FHLC

SPY

Fidelity MSCI Health Care Index ETF · $3.5BState Street SPDR S&P 500 ETF · $805B

+16.5%3 years · per year$15,823 · $18,174+22.0%

+7.5%5 years · per year$14,340 · $17,099+11.3%

0.08%Expense ratio$8 · $9 on $10k · lower wins0.09%

1.15%12-mo yield$115 · $103 on $10k1.03%

−10.4%Worst dropSmaller wins−8.9%

16.3%VolatilityLower wins13.6%

2–4SPY wins

$10,000 · 5 yearsOne scale

Shared top holdingsFHLC · SPY

14.3%LLY1.7%

8.4%JNJ1.0%

6.5%ABBV0.8%

4.7%MRK0.6%

Held in common10.0%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	BSPY	State Street SPDR S&P 500 ETFRead Desk		0.09%	1.03%	−4.4%	+8.3%	+9.7%	+22.0%	+11.3%	−8.9%	$804.8B
2	AFHLC	Fidelity MSCI Health Care Index ETFRead Desk		0.08%	1.15%	−2.8%	+20.0%	+28.2%	+16.5%	+7.5%	−10.4%	$3.5B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	BSPY	State Street SPDR S&P 500 ETFRead Desk		0.09%	1.03%	−4.4%	+8.3%	+9.7%	+22.0%	+11.3%	−8.9%	$804.8B
2	AFHLC	Fidelity MSCI Health Care Index ETFRead Desk		0.08%	1.15%	−2.8%	+20.0%	+28.2%	+16.5%	+7.5%	−10.4%	$3.5B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FHLC vs SPY

FHLC

Fidelity MSCI Health Care Index

$14,340

SPY

SPDR S&P 500

$17,099

MeasureFHLCSPY

Fee0.08%0.09%

Cost on $10k a year$8$9

Yield1.15%1.03%

5 years, per year+7.5%+11.3%

3 years, per year+16.5%+22.0%

Worst drop · 1Y−10.4%−8.9%

Volatility · 1Y16.3%13.6%

4–2measures won
SPY first

10.0%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: FHLC, SPY

Today

10.0%most shared, FHLC and SPY

FHLCSPY

FHLC—10.0%

SPY10.0%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$107most kept, FHLC

FHLC$115 − $8 = $107

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee