FHLC vs VHT

AFHLC

BVHT

Measures won1–1level · of 6 · 5Y

$10,000 · 5Y$26,887XLE · VGT $22,178

Lowest cost0.08%FHLC · $8 on $10k

Most income2.28%XLE · $228 on $10k

Smallest drop−10.4%FHLC · worst fall in 1Y

Held in common92.2%FHLC and VHT

FHLC

VHT

Fidelity MSCI Health Care Index ETF · $3.5BVanguard Health Care ETF · $19.1B

+16.9%3 years · per year$15,985 · $15,988+16.9%

+7.4%5 years · per year$14,314 · $14,313+7.4%

0.08%Expense ratio$8 · $9 on $10k · lower wins0.09%

1.16%12-mo yield$116 · $135 on $10k1.35%

−10.4%Worst dropSmaller wins−10.4%

15.8%VolatilityLower wins15.8%

1–1Level

$10,000 · 5 yearsAll four, one scale

Shared top holdingsFHLC · VHT

14.6%LLY12.9%

8.4%JNJ8.8%

6.6%ABBV6.5%

4.7%MRK5.0%

Held in common92.2%

End-of-day Nov 3, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	XLE	State Street Energy Select Sector SPDR ETFRead Desk	0.08%	2.28%	−0.8%	+52.1%	+55.6%	+20.1%	+21.9%	−15.0%	$44.6B
2	VGT	Vanguard Information Technology ETFRead Desk	0.09%	0.41%	+1.3%	+22.8%	+16.8%	+32.7%	+17.3%	−15.8%	$154.5B
3	AFHLC	Fidelity MSCI Health Care Index ETFRead Desk	0.08%	1.16%	−0.2%	+19.7%	+28.2%	+16.9%	+7.4%	−10.4%	$3.5B
4	BVHT	Vanguard Health Care ETFRead Desk	0.09%	1.35%	−0.1%	+19.6%	+28.1%	+16.9%	+7.4%	−10.4%	$19.1B

End-of-day Nov 3, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	XLE	State Street Energy Select Sector SPDR ETFRead Desk	0.08%	2.28%	−0.8%	+52.1%	+55.6%	+20.1%	+21.9%	−15.0%	$44.6B
2	VGT	Vanguard Information Technology ETFRead Desk	0.09%	0.41%	+1.3%	+22.8%	+16.8%	+32.7%	+17.3%	−15.8%	$154.5B
3	AFHLC	Fidelity MSCI Health Care Index ETFRead Desk	0.08%	1.16%	−0.2%	+19.7%	+28.2%	+16.9%	+7.4%	−10.4%	$3.5B
4	BVHT	Vanguard Health Care ETFRead Desk	0.09%	1.35%	−0.1%	+19.6%	+28.1%	+16.9%	+7.4%	−10.4%	$19.1B

End-of-day Nov 3, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FHLC vs VHT

FHLC

Fidelity MSCI Health Care Index

$14,314

VHT

Vanguard Health Care

$14,313

MeasureFHLCVHT

Fee0.08%0.09%

Cost on $10k a year$8$9

Yield1.16%1.35%

5 years, per year+7.4%+7.4%

3 years, per year+16.9%+16.9%

Worst drop · 1Y−10.4%−10.4%

Volatility · 1Y15.8%15.8%

1–1measures won
level

92.2%

holdings shared

Nov 3, 2026 · $10,000 five years ago, dividends reinvested

XLK vs VGT

YTD

SPDRXLK

+23.0%

VGTVanguard

+22.8%

+23.0%Year to date+22.8%

0.08% · $8Fee · on $10k a year0.09% · $9

$115BAssets$155B

2–0XLK wins

End-of-day Nov 3, 2026

XLE vs VDE

YTD

SPDRXLE

+52.1%

VDEVanguard

+50.3%

+52.1%Year to date+50.3%

2.3%Yield2.2%

$44.6BAssets$10.4B

2–0XLE wins

End-of-day Nov 3, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026

Overlap: FHLC, VHT, VGT, XLE

Today

92.2%most shared, FHLC and VHT

FHLCVHTVGTXLE

FHLC—92.2%0.0%0.0%

VHT92.2%—0.0%0.0%

VGT0.0%0.0%—0.0%

XLE0.0%0.0%0.0%—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$220most kept, XLE

XLE$228 − $8 = $220

VHT$135 − $9 = $126

FHLC$116 − $8 = $108

VGT$41 − $9 = $32

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee