FICS vs EFA

AFICS

BEFA

Measures won2–4EFA wins · of 6 · 5Y

$10,000 · 5Y$15,147VEA · EFA $14,850

Lowest cost0.03%VEA · $3 on $10k

Most income3.28%EFA · $328 on $10k

Smallest drop−10.3%FICS · worst fall in 1Y

Held in common12.7%FICS and EFA

FICS

EFA

First Trust International Developed Capital Strength ETF · $205MiShares MSCI EAFE ETF · $78.1B

+15.0%3 years · per year$15,219 · $16,864+19.0%

+5.3%5 years · per year$12,947 · $14,850+8.2%

0.70%Expense ratio$70 · $32 on $10k · lower wins0.32%

1.84%12-mo yield$184 · $328 on $10k3.28%

−10.3%Worst dropSmaller wins−11.4%

13.9%VolatilityLower wins16.3%

2–4EFA wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsFICS · EFA

2.0%ROP.SW1.6%

2.1%NOVN.SW1.4%

2.0%NESN.SW1.3%

2.0%ALV.DE0.9%

Held in common12.7%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.50%	−3.7%	+10.2%	+16.0%	+20.9%	+8.7%	−11.6%	$231.6B
2	BEFA	iShares MSCI EAFE ETFRead Desk	0.32%	3.28%	−2.9%	+8.6%	+13.5%	+19.0%	+8.2%	−11.4%	$78.1B
3	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.46%	−3.7%	+7.9%	+12.2%	+19.5%	+7.5%	−11.3%	$163.2B
4	AFICS	First Trust International Developed Capital Strength ETFRead Desk	0.70%	1.84%	−1.6%	+7.4%	+13.7%	+15.0%	+5.3%	−10.3%	$205M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.50%	−3.7%	+10.2%	+16.0%	+20.9%	+8.7%	−11.6%	$231.6B
2	BEFA	iShares MSCI EAFE ETFRead Desk	0.32%	3.28%	−2.9%	+8.6%	+13.5%	+19.0%	+8.2%	−11.4%	$78.1B
3	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.46%	−3.7%	+7.9%	+12.2%	+19.5%	+7.5%	−11.3%	$163.2B
4	AFICS	First Trust International Developed Capital Strength ETFRead Desk	0.70%	1.84%	−1.6%	+7.4%	+13.7%	+15.0%	+5.3%	−10.3%	$205M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FICS vs EFA

FICS

First Trust International Developed Capital Strength

$12,947

EFA

iShares MSCI EAFE

$14,850

MeasureFICSEFA

Fee0.70%0.32%

Cost on $10k a year$70$32

Yield1.84%3.28%

5 years, per year+5.3%+8.2%

3 years, per year+15.0%+19.0%

Worst drop · 1Y−10.3%−11.4%

Volatility · 1Y13.9%16.3%

4–2measures won
EFA first

12.7%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

VXUS vs IXUS

YTD

VanguardVXUS

+7.9%

IXUSiShares

+8.2%

+7.9%Year to date+8.2%

2.5%Yield3.1%

$163BAssets$58.4B

2–0IXUS wins

End-of-day Nov 5, 2026

VEA vs IEFA

YTD

VanguardVEA

+10.2%

IEFAiShares

+8.5%

+10.2%Year to date+8.5%

2.5%Yield3.4%

$232BAssets$193B

1–1level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

Overlap: FICS, EFA, VXUS, VEA

Today

63.4%most shared, EFA and VEA

FICSEFAVXUSVEA

FICS—12.7%0.0%9.2%

EFA12.7%—2.5%63.4%

VXUS0.0%2.5%—8.4%

VEA9.2%63.4%8.4%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$296most kept, EFA

EFA$328 − $32 = $296

VEA$250 − $3 = $247

VXUS$246 − $5 = $241

FICS$184 − $70 = $114

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee