FICS vs SPY

AFICS

BSPY

Measures won1–5SPY wins · of 6 · 5Y

$10,000 · 5Y$17,099SPY · VEA $15,147

Lowest cost0.03%VEA · $3 on $10k

Most income2.50%VEA · $250 on $10k

Smallest drop−8.9%SPY · worst fall in 1Y

Held in common0.0%FICS and SPY

FICS

SPY

First Trust International Developed Capital Strength ETF · $210MState Street SPDR S&P 500 ETF · $819B

+15.0%3 years · per year$15,219 · $18,174+22.0%

+5.3%5 years · per year$12,947 · $17,099+11.3%

0.70%Expense ratio$70 · $9 on $10k · lower wins0.09%

1.84%12-mo yield$184 · $103 on $10k1.03%

−10.3%Worst dropSmaller wins−8.9%

13.9%VolatilityLower wins13.6%

1–5SPY wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsFICS · SPY

They share no top holdings, or holdings aren’t on file […]

Held in common0.0%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	−4.4%	+8.3%	+9.7%	+22.0%	+11.3%	−8.9%	$818.5B
2	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.50%	−3.7%	+10.2%	+16.0%	+20.9%	+8.7%	−11.6%	$231.6B
3	AFICS	First Trust International Developed Capital Strength ETFRead Desk	0.70%	1.84%	−1.6%	+7.4%	+13.7%	+15.0%	+5.3%	−10.3%	$210M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	−4.4%	+8.3%	+9.7%	+22.0%	+11.3%	−8.9%	$818.5B
2	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.50%	−3.7%	+10.2%	+16.0%	+20.9%	+8.7%	−11.6%	$231.6B
3	AFICS	First Trust International Developed Capital Strength ETFRead Desk	0.70%	1.84%	−1.6%	+7.4%	+13.7%	+15.0%	+5.3%	−10.3%	$210M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FICS vs SPY

FICS

First Trust International Developed Capital Strength

$12,947

SPY

SPDR S&P 500

$17,099

MeasureFICSSPY

Fee0.70%0.09%

Cost on $10k a year$70$9

Yield1.84%1.03%

5 years, per year+5.3%+11.3%

3 years, per year+15.0%+22.0%

Worst drop · 1Y−10.3%−8.9%

Volatility · 1Y13.9%13.6%

5–1measures won
SPY first

0.0%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026

VEA vs IEFA

YTD

VanguardVEA

+10.2%

IEFAiShares

+8.5%

+10.2%Year to date+8.5%

2.5%Yield3.4%

$232BAssets$189B

1–1level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

Overlap: FICS, SPY, VEA

Today

9.2%most shared, FICS and VEA

FICSSPYVEA

FICS—0.0%9.2%

SPY0.0%—0.0%

VEA9.2%0.0%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$247most kept, VEA

VEA$250 − $3 = $247

FICS$184 − $70 = $114

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee